Tata Motors Passenger Vehicles (NSE:TMPV) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


NSE:TMPV Tata Motors Passenger Vehicles Ltd NSE:TMPV
69 GF Score
Price ₹349.70
GF Value ₹333.21
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Tata Motors Passenger Vehicles Interest Coverage?

Tata Motors Passenger Vehicles NSE:TMPV -1.37% 69 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates NSE:TMPV with a GF Score™ of 69/100 and a GF Value™ of ₹333.21 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Tata Motors Passenger Vehicles ranks worse than 93808.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Tata Motors Passenger Vehicles's Operating Income for the three months ended in Mar. 2026 was ₹-13,750 Mil. Tata Motors Passenger Vehicles's Interest Expense for the three months ended in Mar. 2026 was ₹-7,670 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Tata Motors Passenger Vehicles's Interest Coverage or its related term are showing as below:


NSE:TMPV's Interest Coverage is not ranked *
in the Vehicles & Parts industry.
Industry Median: 8.295
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Tata Motors Passenger Vehicles  (NSE:TMPV) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Tata Motors Passenger Vehicles Interest Coverage Related Terms


Tata Motors Passenger Vehicles Interest Coverage Historical Data

* Premium members only.

The historical data trend for Tata Motors Passenger Vehicles's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Tata Motors Passenger Vehicles Interest Coverage Chart

Tata Motors Passenger Vehicles Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.10 0.00 0.00

Tata Motors Passenger Vehicles Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.58 0.00 0.00 0.00 0.00

NSE:TMPV vs TSLA, GM, F: Interest Coverage Comparison

For the Auto Manufacturers subindustry, Tata Motors Passenger Vehicles's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tata Motors Passenger Vehicles Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Tata Motors Passenger Vehicles's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Tata Motors Passenger Vehicles's Interest Coverage falls into.


NSE:TMPV
69GF Score
Tata Motors Passenger Vehicles Ltd NSE:TMPV
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tata Motors Passenger Vehicles Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tata Motors Passenger Vehicles's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Tata Motors Passenger Vehicles's Interest Expense was ₹-28,270 Mil. Its Operating Income was ₹-283,630 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹543,070 Mil.

Tata Motors Passenger Vehicles did not have earnings to cover the interest expense.

Tata Motors Passenger Vehicles's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Tata Motors Passenger Vehicles's Interest Expense was ₹-7,670 Mil. Its Operating Income was ₹-13,750 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹543,070 Mil.

Tata Motors Passenger Vehicles did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Tata Motors Passenger Vehicles (NSE:TMPV) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tata Motors Passenger Vehicles and its competitors. According to the industry distribution chart, Tata Motors Passenger Vehicles ranks #999999 out of 1066 companies in the Vehicles & Parts industry.
Is Tata Motors Passenger Vehicles' Interest Coverage too high?
Tata Motors Passenger Vehicles' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Tata Motors Passenger Vehicles ranks #999999 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Tata Motors Passenger Vehicles has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tata Motors Passenger Vehicles' Interest Coverage compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Tata Motors Passenger Vehicles ranks #999999 out of 1066 companies for Interest Coverage. This places Tata Motors Passenger Vehicles in the lower half of its industry. The industry median Interest Coverage is 8.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tata Motors Passenger Vehicles and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tata Motors Passenger Vehicles's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tata Motors Passenger Vehicles stock overvalued right now?
Based on GuruFocus' analysis, Tata Motors Passenger Vehicles (NSE:TMPV) is currently considered Fairly Valued. The stock's GF Value™ is ₹333.21, compared to a current price of ₹349.70 — trading 4.9% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Tata Motors Passenger Vehicles' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tata Motors Passenger Vehicles (NSE:TMPV), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tata Motors Passenger Vehicles (NSE:TMPV) Overvalued in 2026?

Based on GuruFocus' analysis, Tata Motors Passenger Vehicles stock appears to be overvalued. The current stock price of ₹349.70 is trading 4.9% above its estimated GF Value™ of ₹333.21. GuruFocus considers Tata Motors Passenger Vehicles to be Fairly Valued.

Key valuation signals for NSE:TMPV:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ₹333.21 vs. price of ₹349.70 (4.9% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the NSE:TMPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tata Motors Passenger Vehicles Business Description

Other Exchanges 500570:India
Address 24, Homi Mody Street, Bombay House, Mumbai, MH, IND, 400001
Tata Motors Passenger Vehicles Ltd Formerly Tata Motors Ltd designs, manufactures and sells a wide range of automotive vehicles and provides information technology services. The company also manufactures engines for industrial applications. Its operating segments include Automotive and Others. It mainly operates in the automotive business. The automotive business includes all activities relating to development, design, manufacture, assembly and sale of vehicles, as well as sale of related parts, accessories and services. The Automotive segment consists of three reportable sub-segments: Tata Commercial Vehicles, Tata Passenger Vehicles and Jaguar Land Rover of which majority of revenue comes from Jaguar Land Rover. It has majority of sales from India followed by United States, UK, etc.
69GF Score

Get the complete analysis for NSE:TMPV

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹349.70
Price
₹333.21
GF Value