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CB Financial Services (CB Financial Services) Efficiency Overhead Ratio % : 62.40% (As of Mar. 2024)


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What is CB Financial Services Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

CB Financial Services's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2024 was 62.40% , which is higher than 38.93% for the pervious quarter ended in Dec. 2023.

CB Financial Services's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 56.56% , which is lower than 66.14% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for CB Financial Services's Efficiency Overhead Ratio % or its related term are showing as below:

CBFV's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

CB Financial Services Efficiency Overhead Ratio % Historical Data

The historical data trend for CB Financial Services's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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CB Financial Services Efficiency Overhead Ratio % Chart

CB Financial Services Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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CB Financial ServicesQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of CB Financial Services's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, CB Financial Services's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Financial Services  (NAS:CBFV) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CB Financial Services  (NAS:CBFV) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


CB Financial Services Efficiency Overhead Ratio % Related Terms

Thank you for viewing the detailed overview of CB Financial Services's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


CB Financial Services (CB Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
100 North Market Street, Carmichaels, PA, USA, 15320
CB Financial Services Inc operates as a bank holding company. The company conducts its operations primarily through its wholly-owned subsidiary, Community Bank, a Pennsylvania-chartered commercial bank. The Bank offers products and services related to residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a range of deposit products for individuals and businesses in its market area. It operates in two operating units namely Community Banking and Insurance brokerage service segment. The bank generates its revenue in the form of interests.
Executives
Mark E. Fox director 100 N. MARKET STREET, CARMICHAELS PA 15320
John J Lacarte director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Charles R. Guthrie director 100 N. MARKET STREET, CARMICHAELS PA 15320
John Haines Montgomery director, officer: President and CEO 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Richard B Boyer director FEDFIRST FINANCIAL CORPORATION, DONNER AT SIXTH STREET, MONESSEN PA 15062
Roberta Robinson Olejasz director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Karl G. Baily director 100 N. MARKET STREET, CARMICHAELS PA 15320
Joseph N. Headlee director 100 N. MARKET STREET, CARMICHAELS PA 15320
David F. Pollock director 100 N. MARKET STREET, CARMICHAELS PA 15320
William G Petroplus director C/O FIRST WEST VIRGINIA BANCORP INC, P O BOX 6671, WHEELING WV 26003
Jonathan Bedway director 100 NORTH MARKET STREET, CARMICHAELS PA 15320
Ralph Burchianti officer: Senior Vice President 100 N. MARKET STREET, CARMICHAELS PA 15320
Jamie L Prah officer: EVP and CFO 100 N. MARKET STREET, CARMICHAELS PA 15320
Jennifer L George officer: EVP and COO 100 N. MARKET STREET, CARMICHAELS PA 16320
Patrick G Obrien director C/O FEDFIRST FINANCIAL CORPORATION, DONNER AT SIXTH STREET, MONESSEN PA 15062