GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Time Finance PLC (FRA:B5D1) » Definitions » Shiller PE Ratio

Time Finance (FRA:B5D1) Shiller PE Ratio : 9.28 (As of May. 22, 2024)


View and export this data going back to 2021. Start your Free Trial

What is Time Finance Shiller PE Ratio?

As of today (2024-05-22), Time Finance's current share price is €0.464. Time Finance's E10 for the fiscal year that ended in May23 was €0.05. Time Finance's Shiller PE Ratio for today is 9.28.

The historical rank and industry rank for Time Finance's Shiller PE Ratio or its related term are showing as below:

FRA:B5D1' s Shiller PE Ratio Range Over the Past 10 Years
Min: 2.5   Med: 6.25   Max: 14.38
Current: 8.65

During the past 13 years, Time Finance's highest Shiller PE Ratio was 14.38. The lowest was 2.50. And the median was 6.25.

FRA:B5D1's Shiller PE Ratio is ranked better than
70.86% of 302 companies
in the Credit Services industry
Industry Median: 14.04 vs FRA:B5D1: 8.65

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Time Finance's adjusted earnings per share data of for the fiscal year that ended in May23 was €0.043. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €0.05 for the trailing ten years ended in May23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Time Finance Shiller PE Ratio Historical Data

The historical data trend for Time Finance's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Time Finance Shiller PE Ratio Chart

Time Finance Annual Data
Trend May14 May15 May16 May17 May18 May19 May20 May21 May22 May23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.42 4.69 7.19 4.76 5.90

Time Finance Semi-Annual Data
May14 Nov14 May15 Nov15 May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 4.76 - 5.90 -

Competitive Comparison of Time Finance's Shiller PE Ratio

For the Credit Services subindustry, Time Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Time Finance's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Time Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Time Finance's Shiller PE Ratio falls into.



Time Finance Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Time Finance's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=0.464/0.05
=9.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Time Finance's E10 for the fiscal year that ended in May23 is calculated as:

For example, Time Finance's adjusted earnings per share data for the fiscal year that ended in May23 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of May23 (Change)*Current CPI (May23)
=0.043/129.1000*129.1000
=0.043

Current CPI (May23) = 129.1000.

Time Finance Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201405 0.043 99.600 0.056
201505 0.051 100.100 0.066
201605 0.071 100.800 0.091
201705 0.067 103.500 0.084
201805 0.074 105.900 0.090
201905 0.076 107.900 0.091
202005 0.020 108.600 0.024
202105 0.021 111.000 0.024
202205 0.012 119.700 0.013
202305 0.043 129.100 0.043

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Time Finance  (FRA:B5D1) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Time Finance Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Time Finance's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Time Finance (FRA:B5D1) Business Description

Traded in Other Exchanges
Address
The Square, Lower Bristol Road, St James House, Bath, GBR, BA2 3BH
Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium sized enterprises) in the United Kingdom. The company operates in Asset Finance, Vehicle Finance, Loan Finance, and Invoice Finance. It generates most of the revenue from the Asset Finance division.

Time Finance (FRA:B5D1) Headlines

No Headlines