Consumers Bancorp (Consumers Bancorp) Risk Assessment

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What is Consumers Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Consumers Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Consumers Bancorp's Risk Assessment

For the Banks - Regional subindustry, Consumers Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Consumers Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Consumers Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Consumers Bancorp's Risk Assessment falls into.

Consumers Bancorp (OTCPK:CBKM) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Consumers Bancorp Risk Assessment Related Terms

Thank you for viewing the detailed overview of Consumers Bancorp's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Consumers Bancorp (Consumers Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Consumers Bancorp Inc (OTCPK:CBKM) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

614 East Lincoln Way, P.O. Box 256, Minerva, OH, USA, 44657

Website

https://www.consumers.bank

Consumers Bancorp Inc is engaged in the financial services sector. It is a bank holding company for Consumers National Bank and performs commercial and retail banking tasks. Its business involves attracting deposits from businesses and individual customers and using such deposits to originate a commercial, mortgage and consumer loans in the United States market. The company's business banking division provides checking, including business entree checking, business savings, loans and cash management services. Its personal banking services include checking, mortgage loans, loans and credit and savings, CDS and IRAS.

Executives

Lober Ralph J Ii	director, officer: CEO/President	9084 EMERALD ISLE ST NW, CANAL FULTON OH 44614
Frank L Paden	director	7465 JAGUAR DR, BOARDMAN OH 44512
Suzanne N Mikes	officer: VP, Chief Credit Officer	4028 TROON DR, UNIONTOWN OH 44685
Bradley Goris	director	3075 SOUTH UNION AVE, ALLIANCE OH 44601-5362
John W Parkinson	director	199 ORLANDO MANOR, WINTERSVILLE OH 43953
Kiko Richard T Jr	director	103 OVERWOOD RD, AKRON OH 44313
Derek G Williams	officer: SVP, Training & Sales Develop	1221 CENTURY HILL STREET, LOUISVILLE OH 44641-2720
Shawna L'italien	director	617 BRICKER FARMS LANE, SALEM OH 44460
Ann M Gano	director	2053 MAY VALLEY RD SW, NEW PHILADELPHIA OH 44663
Laurie L Mcclellan	director, 10 percent owner, officer: CHAIRMAN OF BOD	28 TEPEE DR, MINERVA OH 44644
Schmuck Harry W Jr	director	7200 RAVENNA AVE, LOUISVILLE OH 44641
Scott E Dodds	officer: EVP, Senior Loan Officer	2669 MT PLEASANT ST NE, NORTH CANTON OH 44721
John P/ Furey	director	8050 AVALON RD NW, MALVERN OH 44644
Kimberly K Chuckalovchak	officer: SVP, Chief Information Officer	10020 LINDEN RD NW, MINERVA OH 44657
Hillary A Hudak	officer: SVP, Chief People Officer	3037 KINGSTON CIR, SILVER LAKE OH 44224

Consumers Bancorp (Consumers Bancorp) Headlines

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