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Community Capital Bancshares (Community Capital Bancshares) Risk Assessment


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What is Community Capital Bancshares Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Community Capital Bancshares is: High Risk: High uncertainty with risk-return tradeoff.


Competitive Comparison of Community Capital Bancshares's Risk Assessment

For the Banks - Regional subindustry, Community Capital Bancshares's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Capital Bancshares's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's Risk Assessment falls into.



Community Capital Bancshares  (OTCPK:ALBY) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.


Community Capital Bancshares Risk Assessment Related Terms

Thank you for viewing the detailed overview of Community Capital Bancshares's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Capital Bancshares (Community Capital Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31708
Community Capital Bancshares Inc is a bank holding company. The company offers personal and business banking services. Its services include Gold Choice Checking; Private Checking; Money Market Account; Certificate of Deposit (CD); Individual Retirement Account (IRA); Digital Wallet; Home Lending; Workplace Banking; Business Checking and others.
Executives
John Hugh Monk Jr director, officer: President and CEO C/O COMMUNITY CAPITAL BANCSHARES, INC., 25 MEREDYTH DRIVE, ALBANY GA 31707
Hal E Cobb director, officer: Pres, Atlantic Bank&Trust, SC C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Keith G Beckham director, officer: CEO, AB&T National Bank, AL C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Glenn A Dowling director 2815 MEREDYTH DRIVE, ALBANY GA 31707
David C Guillebeau officer: Executive Vice President 2815 MEREDYTH DRIVE, ALBANY GA 31707
David J Baranko officer: Chief Financial Officer 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mark M Shoemaker director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Robert M Beauchamp director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Lawrence B Wilson director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Jane Anne Sullivan director 2815 MEREDYTH DRIVE, ALBANY GA 31707
William F Mcafee director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mary Helen Dykes director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Bennett D Cotten director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Woods James D /ga/ director
Ventulett Jr John P director 2815 MEREDYTH DRIVE, ALBANY GA 31707

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