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Community Capital Bancshares (Community Capital Bancshares) Cyclically Adjusted PB Ratio : 0.62 (As of Jun. 04, 2024)


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What is Community Capital Bancshares Cyclically Adjusted PB Ratio?

As of today (2024-06-04), Community Capital Bancshares's current share price is $18.15. Community Capital Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 was $29.16. Community Capital Bancshares's Cyclically Adjusted PB Ratio for today is 0.62.

The historical rank and industry rank for Community Capital Bancshares's Cyclically Adjusted PB Ratio or its related term are showing as below:

ALBY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.31   Max: 0.65
Current: 0.62

During the past years, Community Capital Bancshares's highest Cyclically Adjusted PB Ratio was 0.65. The lowest was 0.23. And the median was 0.31.

ALBY's Cyclically Adjusted PB Ratio is ranked better than
74.33% of 1192 companies
in the Banks industry
Industry Median: 0.92 vs ALBY: 0.62

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Community Capital Bancshares's adjusted book value per share data for the three months ended in Dec. 2023 was $18.425. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $29.16 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Community Capital Bancshares Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Community Capital Bancshares's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Capital Bancshares Cyclically Adjusted PB Ratio Chart

Community Capital Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.32 0.36 0.42 0.60

Community Capital Bancshares Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.47 - - 0.60

Competitive Comparison of Community Capital Bancshares's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Community Capital Bancshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Capital Bancshares's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's Cyclically Adjusted PB Ratio falls into.



Community Capital Bancshares Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Community Capital Bancshares's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=18.15/29.16
=0.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Capital Bancshares's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Community Capital Bancshares's adjusted Book Value per Share data for the three months ended in Dec. 2023 was:

Adj_Book=Book Value per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=18.425/129.4194*129.4194
=18.425

Current CPI (Dec. 2023) = 129.4194.

Community Capital Bancshares Quarterly Data

Book Value per Share CPI Adj_Book
200512 48.649 83.032 75.828
200603 42.235 84.298 64.842
200606 43.646 85.606 65.984
200609 44.776 85.606 67.693
200612 40.841 85.142 62.080
200703 44.010 86.640 65.740
200706 43.491 87.906 64.030
200709 44.507 87.964 65.482
201312 0.478 98.326 0.629
201412 11.189 99.070 14.617
201512 11.330 99.792 14.694
201606 0.000 101.688 0.000
201609 0.000 101.861 0.000
201612 11.849 101.863 15.054
201703 11.804 102.862 14.852
201706 0.000 103.349 0.000
201709 0.000 104.136 0.000
201712 10.771 104.011 13.402
201803 11.050 105.290 13.582
201806 0.000 106.317 0.000
201809 11.632 106.507 14.134
201812 11.941 105.998 14.580
201903 12.264 107.251 14.799
201906 12.462 108.070 14.924
201909 12.548 108.329 14.991
201912 12.865 108.420 15.357
202003 13.194 108.902 15.680
202009 13.940 109.815 16.429
202012 14.298 109.897 16.838
202103 0.000 111.754 0.000
202109 0.000 115.734 0.000
202112 15.909 117.630 17.504
202203 16.174 121.301 17.256
202206 0.000 125.017 0.000
202209 0.000 125.227 0.000
202212 17.359 125.222 17.941
202303 17.904 127.348 18.195
202306 0.000 128.729 0.000
202309 0.000 129.860 0.000
202312 18.425 129.419 18.425

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Community Capital Bancshares  (OTCPK:ALBY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Community Capital Bancshares Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Community Capital Bancshares's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Capital Bancshares (Community Capital Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31708
Community Capital Bancshares Inc is a bank holding company. The company offers personal and business banking services. Its services include Gold Choice Checking; Private Checking; Money Market Account; Certificate of Deposit (CD); Individual Retirement Account (IRA); Digital Wallet; Home Lending; Workplace Banking; Business Checking and others.
Executives
John Hugh Monk Jr director, officer: President and CEO C/O COMMUNITY CAPITAL BANCSHARES, INC., 25 MEREDYTH DRIVE, ALBANY GA 31707
Hal E Cobb director, officer: Pres, Atlantic Bank&Trust, SC C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Keith G Beckham director, officer: CEO, AB&T National Bank, AL C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Glenn A Dowling director 2815 MEREDYTH DRIVE, ALBANY GA 31707
David C Guillebeau officer: Executive Vice President 2815 MEREDYTH DRIVE, ALBANY GA 31707
David J Baranko officer: Chief Financial Officer 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mark M Shoemaker director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Robert M Beauchamp director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Lawrence B Wilson director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Jane Anne Sullivan director 2815 MEREDYTH DRIVE, ALBANY GA 31707
William F Mcafee director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mary Helen Dykes director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Bennett D Cotten director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Woods James D /ga/ director
Ventulett Jr John P director 2815 MEREDYTH DRIVE, ALBANY GA 31707

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