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Integrated Financial Holdings (Integrated Financial Holdings) Return-on-Tangible-Equity : 6.43% (As of Mar. 2024)


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What is Integrated Financial Holdings Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Integrated Financial Holdings's annualized net income for the quarter that ended in Mar. 2024 was $5.08 Mil. Integrated Financial Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2024 was $79.07 Mil. Therefore, Integrated Financial Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2024 was 6.43%.

The historical rank and industry rank for Integrated Financial Holdings's Return-on-Tangible-Equity or its related term are showing as below:

IFHI' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.94   Med: 9.29   Max: 45.59
Current: 13.47

During the past 8 years, Integrated Financial Holdings's highest Return-on-Tangible-Equity was 45.59%. The lowest was -0.94%. And the median was 9.29%.

IFHI's Return-on-Tangible-Equity is ranked better than
64.68% of 1458 companies
in the Banks industry
Industry Median: 10.69 vs IFHI: 13.47

Integrated Financial Holdings Return-on-Tangible-Equity Historical Data

The historical data trend for Integrated Financial Holdings's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Integrated Financial Holdings Return-on-Tangible-Equity Chart

Integrated Financial Holdings Annual Data
Trend Mar00 Mar01 Mar02 Dec19 Dec20 Dec21 Dec22 Dec23
Return-on-Tangible-Equity
Get a 7-Day Free Trial 45.59 18.36 21.52 -0.31 15.55

Integrated Financial Holdings Quarterly Data
Jun02 Sep02 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.10 20.45 13.12 14.61 6.43

Competitive Comparison of Integrated Financial Holdings's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Integrated Financial Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Integrated Financial Holdings's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Integrated Financial Holdings's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Integrated Financial Holdings's Return-on-Tangible-Equity falls into.



Integrated Financial Holdings Return-on-Tangible-Equity Calculation

Integrated Financial Holdings's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2023 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2023 )  (A: Dec. 2022 )(A: Dec. 2023 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2023 )  (A: Dec. 2022 )(A: Dec. 2023 )
=11.13/( (64.929+78.187 )/ 2 )
=11.13/71.558
=15.55 %

Integrated Financial Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2024 )  (Q: Dec. 2023 )(Q: Mar. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2024 )  (Q: Dec. 2023 )(Q: Mar. 2024 )
=5.084/( (78.187+79.953)/ 2 )
=5.084/79.07
=6.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2024) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Integrated Financial Holdings  (OTCPK:IFHI) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Integrated Financial Holdings Return-on-Tangible-Equity Related Terms

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Integrated Financial Holdings (Integrated Financial Holdings) Business Description

Traded in Other Exchanges
N/A
Address
8450 Falls Of Neuse Road, Suite 202, Raleigh, NC, USA, 27615
Integrated Financial Holdings Inc is a North Carolina-based financial services holding company, specializing in small business lending solutions and targeted bank deposit products to underserved verticals with a focus on technology and collaborative, opportunistic investments. The Company's loan portfolio includes segment- Commercial, Real estate and Consumer.

Integrated Financial Holdings (Integrated Financial Holdings) Headlines