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Security National Financial has the Financial Strength Rank of 6.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.Security National Financial's Interest Coverage for the quarter that ended in Mar. 2024 was 10.37. Security National Financial's debt to revenue ratio for the quarter that ended in Mar. 2024 was 0.32. Altman Z-Score does not apply to banks and insurance companies.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Security National Financial's Interest Expense for the months ended in Mar. 2024 was $-1.0 Mil. Its Operating Income for the months ended in Mar. 2024 was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $104.3 Mil.
Security National Financial's Interest Coverage for the quarter that ended in Mar. 2024 is
The higher the ratio, the stronger the company's financial strength is.
2. Debt to revenue ratio. The lower, the better.
Security National Financial's Debt to Revenue Ratio for the quarter that ended in Mar. 2024 is
Debt to Revenue Ratio | = | Total Debt (Q: Mar. 2024 ) | / | Revenue | ||
= | (Short-Term Debt & Capital Lease Obligation | + | Long-Term Debt & Capital Lease Obligation) | / | Revenue | |
= | (0 | + | 104.335) | / | 325.408 | |
= | 0.32 |
3. Altman Z-Score.
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial (NAS:SNFCA) Financial Strength Explanation
The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.
Security National Financial has the Financial Strength Rank of 6.
Thank you for viewing the detailed overview of Security National Financial's Financial Strength provided by GuruFocus.com. Please click on the following links to see related term pages.
Gilbert A Fuller | director | 55 WANDERWOOD WAY, SANDY UT 84092 |
Jeffrey Russell Stephens | officer: General Counsel, Corporate Sec | 38 NORTHRIDGE WAY, SANDY UT 84092 |
Howard Craig Moody | director | 11892 SOUTH BROOKGLEN DRIVE, SANDY UT 84092 |
Jason G. Overbaugh | director, officer: VP, Asst. Corp Sec. | 13471 SOUTH TUSCALEE WAY, DRAPER UT 84020 |
Ludmya B Love | director | 913 WEST GROUSE CIRCLE, SARATOGA SPRINGS UT 84045 |
Shital Ashok Mehta | director | 59 N SANTA CRUZ AVENUE, STE Y, LOS GATOS CA 95030 |
Norman G Wilbur | director | 2637 MUSTANG DRIVE, MEAD CO 80542 |
Garrett S. Sill | officer: Acting CFO | 2463 SOUTH 1375 WEST, SYRACUSE UT 84075 |
Adam George Quist | officer: VP Mem Serv Asst Sec. Gen Con | 4057 SOUTH OLIVIA VIEW LANE, SALT LAKE CITY UT 84107 |
Scott M Quist | director, officer: Pres., Chief Operating Officer | 7 WANDERWOOD WAY, SANDY UT 84092 |
Stephen Charles Johnson | officer: VP of Mortgage Operations | 886 SOUTH ROUECHE LANE, KAYSVILLE UT 84037 |
Jordan Capital Am, Llc | 10 percent owner | 3500 PIEDMONT RD NE, SUITE 330, ATLANTA GA 30305 |
John L Cook | director | 2424 SUMMER OAK CIRCLE, SANDY UT 84092 |
S. Andrew Quist | director, officer: VP and Assoc General Counsel | 272 EAST BROADLEAF CIRCLE, DRAPER UT 84020 |
Beckstead Jack Lynn Jr | director, officer: V.P. Mortgage Operations | 190 NORTH MATTERHORN DRIVE, ALPINE UT 84004 |
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