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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-05-21), Security National Financial's Intrinsic Value: Projected FCF is $20.65. The stock price of Security National Financial is $8.41. Therefore, Security National Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.
The historical rank and industry rank for Security National Financial's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Security National Financial was 1.89. The lowest was 0.19. And the median was 0.49.
The historical data trend for Security National Financial's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial Annual Data | |||||||||||||||||||||
Trend | Dec14 | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||||
Intrinsic Value: Projected FCF | Get a 7-Day Free Trial | 3.77 | -6.97 | 8.96 | 19.99 | 21.72 |
Security National Financial Quarterly Data | ||||||||||||||||||||
Jun19 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | |
Intrinsic Value: Projected FCF | Get a 7-Day Free Trial | 17.49 | 15.72 | 17.95 | 21.72 | 20.65 |
For the Mortgage Finance subindustry, Security National Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Security National Financial's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Security National Financial's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)
In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):
Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)
Add all the Free Cash Flow together and divide 6 will get Security National Financial's Free Cash Flow(6 year avg) = $22.86.
Security National Financial's Intrinsic Value: Projected FCF for today is calculated as
Intrinsic Value: Projected FCF | = | (Growth Multiple | * | Free Cash Flow (6 year avg) | + | Total Stockholders Equity (Mar24) | * | 0.8) | / | Shares Outstanding (Diluted Average) |
= | (9.5203515959648 | * | 22.86112 | + | 320.104 | * | 0.8) | / | 22.946 | |
= | 20.65 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial (NAS:SNFCA) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Security National Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF | = | Share Price | / | Intrinsic Value: Projected FCF |
= | 8.41 | / | 20.645389186679 | |
= | 0.41 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thank you for viewing the detailed overview of Security National Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Gilbert A Fuller | director | 55 WANDERWOOD WAY, SANDY UT 84092 |
Jeffrey Russell Stephens | officer: General Counsel, Corporate Sec | 38 NORTHRIDGE WAY, SANDY UT 84092 |
Howard Craig Moody | director | 11892 SOUTH BROOKGLEN DRIVE, SANDY UT 84092 |
Jason G. Overbaugh | director, officer: VP, Asst. Corp Sec. | 13471 SOUTH TUSCALEE WAY, DRAPER UT 84020 |
Ludmya B Love | director | 913 WEST GROUSE CIRCLE, SARATOGA SPRINGS UT 84045 |
Shital Ashok Mehta | director | 59 N SANTA CRUZ AVENUE, STE Y, LOS GATOS CA 95030 |
Norman G Wilbur | director | 2637 MUSTANG DRIVE, MEAD CO 80542 |
Garrett S. Sill | officer: Acting CFO | 2463 SOUTH 1375 WEST, SYRACUSE UT 84075 |
Adam George Quist | officer: VP Mem Serv Asst Sec. Gen Con | 4057 SOUTH OLIVIA VIEW LANE, SALT LAKE CITY UT 84107 |
Scott M Quist | director, officer: Pres., Chief Operating Officer | 7 WANDERWOOD WAY, SANDY UT 84092 |
Stephen Charles Johnson | officer: VP of Mortgage Operations | 886 SOUTH ROUECHE LANE, KAYSVILLE UT 84037 |
Jordan Capital Am, Llc | 10 percent owner | 3500 PIEDMONT RD NE, SUITE 330, ATLANTA GA 30305 |
John L Cook | director | 2424 SUMMER OAK CIRCLE, SANDY UT 84092 |
S. Andrew Quist | director, officer: VP and Assoc General Counsel | 272 EAST BROADLEAF CIRCLE, DRAPER UT 84020 |
Beckstead Jack Lynn Jr | director, officer: V.P. Mortgage Operations | 190 NORTH MATTERHORN DRIVE, ALPINE UT 84004 |
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