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Farmers Capital Bank (Farmers Capital Bank) Financial Strength : 0 (As of Jun. 2018)


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What is Farmers Capital Bank Financial Strength?

Farmers Capital Bank has the Financial Strength Rank of 0.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate Farmers Capital Bank's interest coverage with the available data. Farmers Capital Bank's debt to revenue ratio for the quarter that ended in Jun. 2018 was 0.44. Altman Z-Score does not apply to banks and insurance companies.


Farmers Capital Bank Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Farmers Capital Bank's Interest Expense for the months ended in Jun. 2018 was $-0.97 Mil. Its Operating Income for the months ended in Jun. 2018 was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2018 was $36.90 Mil.

Farmers Capital Bank's Interest Coverage for the quarter that ended in Jun. 2018 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Farmers Capital Bank's Debt to Revenue Ratio for the quarter that ended in Jun. 2018 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2018 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 36.898) / 83.756
=0.44

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Farmers Capital Bank  (NAS:FFKT) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

Farmers Capital Bank has the Financial Strength Rank of 0.


Farmers Capital Bank Financial Strength Related Terms

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Farmers Capital Bank (Farmers Capital Bank) Business Description

Traded in Other Exchanges
N/A
Address
Farmers Capital Bank Corp is a bank holding company. The company and its subsidiaries provide banking and bank-related services. It is also involved in data processing. The company's products and services are deposit products and lending products and also cash management services, issuing letters of credit, safe deposit box rental, and fund transfer services. The company provides its products and services at its locations in northern and central Kentucky to an individual, business, agriculture, government and educational customers.
Executives
Michael J. Crawford director P.O. BOX 309, FRANKFORT KY 40602-0309
John R Farris director P.O. BOX 309, FRANKFORT KY 40602-0309