Farmers Capital Bank (Farmers Capital Bank) Effective Interest Rate on Debt % : 10.47% (As of Jun. 2018)

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What is Farmers Capital Bank Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Farmers Capital Bank's annualized positive value of Interest Expense for the quarter that ended in Jun. 2018 was $3.86 Mil. Farmers Capital Bank's average total debt for the quarter that ended in Jun. 2018 was $36.92 Mil. Therefore, Farmers Capital Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2018 was 10.47%.

Farmers Capital Bank Effective Interest Rate on Debt % Historical Data

The historical data trend for Farmers Capital Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Farmers Capital Bank Effective Interest Rate on Debt % Chart

Farmers Capital Bank Annual Data

Trend

Dec08

Dec09

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Effective Interest Rate on Debt %

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24.49

20.73

17.65

13.36

7.88

Farmers Capital Bank Quarterly Data
	Sep13	Dec13	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															8.75	8.50	8.86	9.60	10.47

Competitive Comparison of Farmers Capital Bank's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Farmers Capital Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Farmers Capital Bank's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Farmers Capital Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Farmers Capital Bank's Effective Interest Rate on Debt % falls into.

Farmers Capital Bank Effective Interest Rate on Debt % Calculation

Farmers Capital Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2017 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2016 )	+	Total Debt (A: Dec. 2017 ))	/ count )
=	-1 * -3.51	/	( (52.152	+	36.985)	/ 2 )
=	-1 * -3.51	/	44.5685
=	7.88 %

where

	Total Debt (A: Dec. 2016 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	52.152	+	0
=	52.152

	Total Debt (A: Dec. 2017 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	36.985	+	0
=	36.985

Farmers Capital Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2018 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Mar. 2018 )	+	Total Debt (Q: Jun. 2018 ))	/ count )
=	-1 * -3.864	/	( (36.942	+	36.898)	/ 2 )
=	-1 * -3.864	/	36.92
=	10.47 %

where

	Total Debt (Q: Mar. 2018 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	36.942	+	0
=	36.942

	Total Debt (Q: Jun. 2018 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	36.898	+	0
=	36.898

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2018) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Farmers Capital Bank (NAS:FFKT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Farmers Capital Bank Effective Interest Rate on Debt % Related Terms

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Farmers Capital Bank (Farmers Capital Bank) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Farmers Capital Bank Corp (NAS:FFKT) » Definitions » Effective Interest Rate on Debt %

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Address

Website

http://www.farmerscapital.com

Farmers Capital Bank Corp is a bank holding company. The company and its subsidiaries provide banking and bank-related services. It is also involved in data processing. The company's products and services are deposit products and lending products and also cash management services, issuing letters of credit, safe deposit box rental, and fund transfer services. The company provides its products and services at its locations in northern and central Kentucky to an individual, business, agriculture, government and educational customers.

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