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ZENKOKU HOSHO Co (TSE:7164) Peter Lynch Fair Value : 円2,322.25 (As of May. 12, 2024)


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What is ZENKOKU HOSHO Co Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, ZENKOKU HOSHO Co's PEG is 1. ZENKOKU HOSHO Co's 5-Year TTM EBITDA Growth Rate is 5.52. ZENKOKU HOSHO Co's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was 円420.70. Therefore, the Peter Lynch Fair Value for today is 円2,322.25.

As of today (2024-05-12), ZENKOKU HOSHO Co's share price is 円5668.00. ZENKOKU HOSHO Co's Peter Lynch fair value is 円2,322.25. Therefore, ZENKOKU HOSHO Co's Price to Peter Lynch Fair Value Ratio for today is 2.44.


The historical rank and industry rank for ZENKOKU HOSHO Co's Peter Lynch Fair Value or its related term are showing as below:

TSE:7164' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.58   Med: 1.14   Max: 2.44
Current: 2.44


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of ZENKOKU HOSHO Co was 2.44. The lowest was 0.58. And the median was 1.14.


TSE:7164's Price-to-Peter-Lynch-Fair-Value is ranked worse than
87.42% of 151 companies
in the Credit Services industry
Industry Median: 0.93 vs TSE:7164: 2.44

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


ZENKOKU HOSHO Co Peter Lynch Fair Value Historical Data

The historical data trend for ZENKOKU HOSHO Co's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ZENKOKU HOSHO Co Peter Lynch Fair Value Chart

ZENKOKU HOSHO Co Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,681.28 3,679.49 3,455.61 2,802.72 -

ZENKOKU HOSHO Co Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,802.72 2,723.86 2,541.62 2,322.25 -

Competitive Comparison of ZENKOKU HOSHO Co's Peter Lynch Fair Value

For the Credit Services subindustry, ZENKOKU HOSHO Co's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZENKOKU HOSHO Co's Price-to-Peter-Lynch-Fair-Value Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, ZENKOKU HOSHO Co's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where ZENKOKU HOSHO Co's Price-to-Peter-Lynch-Fair-Value falls into.



ZENKOKU HOSHO Co Peter Lynch Fair Value Calculation

ZENKOKU HOSHO Co's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 5.52 *420.698
=2,322.25

ZENKOKU HOSHO Co's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was 円420.70.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


ZENKOKU HOSHO Co  (TSE:7164) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 5.52 instead of 15 in this case.

ZENKOKU HOSHO Co's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=5668.00/2,322.25
=2.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


ZENKOKU HOSHO Co Peter Lynch Fair Value Related Terms

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ZENKOKU HOSHO Co (TSE:7164) Business Description

Traded in Other Exchanges
Address
2-1-1 Otemachi, Chiyoda-ku, Otemachi Nomura Building, 24th Floor, Tokyo, JPN, 100-0004
ZENKOKU HOSHO Co Ltd primarily operates a credit guarantee business. The company's current strategy emphasizes its core housing loan guarantee business by expanding its scale through strategic alliances and streamlining of operations. Its housing loan guarantee products include housing acquisition funds, refinancing funds, and renovation funds, among others. Zenkoku Hosho also provides education loan guarantees products, which deal with term loans and overdrafts. Its apartment loan guarantee products guarantee the borrowings of construction costs for rental housing. The company also is seeking to diversify into other synergistic lines of business through mergers and acquisitions.

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