Philippinevings Bank (PHS:PSB) PB Ratio : 0.56 (As of May. 13, 2024)

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What is Philippinevings Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-13), Philippinevings Bank's share price is ₱53.05. Philippinevings Bank's Book Value per Share for the quarter that ended in Dec. 2023 was ₱94.07. Hence, Philippinevings Bank's PB Ratio of today is 0.56.

Good Sign:

Philippine Savings Bank stock PB Ratio (=0.57) is close to 3-year low of 0.55

The historical rank and industry rank for Philippinevings Bank's PB Ratio or its related term are showing as below:

PHS:PSB' s PB Ratio Range Over the Past 10 Years
Min: 0.45 Med: 0.74 Max: 2.31
Current: 0.56

During the past 13 years, Philippinevings Bank's highest PB Ratio was 2.31. The lowest was 0.45. And the median was 0.74.

PHS:PSB's PB Ratio is ranked better than
77.5% of 1458 companies
in the Banks industry
Industry Median: 0.86 vs PHS:PSB: 0.56

During the past 12 months, Philippinevings Bank's average Book Value Per Share Growth Rate was 8.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Philippinevings Bank was 21.70% per year. The lowest was -0.50% per year. And the median was 7.20% per year.

Back to Basics: PB Ratio

Philippinevings Bank PB Ratio Historical Data

The historical data trend for Philippinevings Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Philippinevings Bank PB Ratio Chart

Philippinevings Bank Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

PB Ratio

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0.64

0.68

0.70

0.65

0.56

Philippinevings Bank Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
PB Ratio	Get a 7-Day Free Trial															0.65	0.64	0.62	0.58	0.56

Competitive Comparison of Philippinevings Bank's PB Ratio

For the Banks - Regional subindustry, Philippinevings Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Philippinevings Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Philippinevings Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Philippinevings Bank's PB Ratio falls into.

Philippinevings Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Philippinevings Bank's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Dec. 2023)
	=	53.05	/	94.069
	=	0.56

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Philippinevings Bank (PHS:PSB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Philippinevings Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of Philippinevings Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.

Philippinevings Bank (PHS:PSB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Philippine Savings Bank (PHS:PSB) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

777 Paseo de Roxas Avenue corner Sedeno Street, PSBank Center, Makati City, PHL, 1226

Website

https://www.psbank.com.ph

Philippine Savings Bank is a consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company structures its business into segments, such as Consumer Banking, Corporate Banking, Branch Banking, and Treasury. The consumer and corporate banking segments cater to the consumer and corporate customers respectively. The branch banking segment integrates the services provided by the consumer and corporate banking segments. Under the treasury banking segment, the company handles the money market and trading activities.