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Philippinevings Bank (PHS:PSB) Net Margin % : 31.22% (As of Dec. 2023)


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What is Philippinevings Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Philippinevings Bank's Net Income for the three months ended in Dec. 2023 was ₱1,162 Mil. Philippinevings Bank's Revenue for the three months ended in Dec. 2023 was ₱3,721 Mil. Therefore, Philippinevings Bank's net margin for the quarter that ended in Dec. 2023 was 31.22%.

The historical rank and industry rank for Philippinevings Bank's Net Margin % or its related term are showing as below:

PHS:PSB' s Net Margin % Range Over the Past 10 Years
Min: 6.79   Med: 20.67   Max: 30.55
Current: 30.2


PHS:PSB's Net Margin % is ranked better than
65.02% of 1458 companies
in the Banks industry
Industry Median: 25.11 vs PHS:PSB: 30.20

Philippinevings Bank Net Margin % Historical Data

The historical data trend for Philippinevings Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Philippinevings Bank Net Margin % Chart

Philippinevings Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.20 6.79 10.41 25.05 30.55

Philippinevings Bank Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.87 26.51 32.01 31.00 31.22

Competitive Comparison of Philippinevings Bank's Net Margin %

For the Banks - Regional subindustry, Philippinevings Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippinevings Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Philippinevings Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Philippinevings Bank's Net Margin % falls into.



Philippinevings Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Philippinevings Bank's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=4531.062/14831.616
=30.55 %

Philippinevings Bank's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=1161.731/3721.13
=31.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Philippinevings Bank  (PHS:PSB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Philippinevings Bank Net Margin % Related Terms

Thank you for viewing the detailed overview of Philippinevings Bank's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Philippinevings Bank (PHS:PSB) Business Description

Traded in Other Exchanges
N/A
Address
777 Paseo de Roxas Avenue corner Sedeno Street, PSBank Center, Makati City, PHL, 1226
Philippine Savings Bank is a consumer banking company. Its services can be summed up as deposits, loans, treasury, and trust functions offered to the consumer and commercial market. The company structures its business into segments, such as Consumer Banking, Corporate Banking, Branch Banking, and Treasury. The consumer and corporate banking segments cater to the consumer and corporate customers respectively. The branch banking segment integrates the services provided by the consumer and corporate banking segments. Under the treasury banking segment, the company handles the money market and trading activities.