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Pacific Financial (Pacific Financial) PB Ratio : 0.91 (As of May. 21, 2024)


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What is Pacific Financial PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-21), Pacific Financial's share price is $10.09. Pacific Financial's Book Value per Share for the quarter that ended in Mar. 2024 was $11.10. Hence, Pacific Financial's PB Ratio of today is 0.91.

Good Sign:

Pacific Financial Corp stock PB Ratio (=0.91) is close to 3-year low of 0.85

The historical rank and industry rank for Pacific Financial's PB Ratio or its related term are showing as below:

PFLC' s PB Ratio Range Over the Past 10 Years
Min: 0.59   Med: 0.99   Max: 1.62
Current: 0.91

During the past 13 years, Pacific Financial's highest PB Ratio was 1.62. The lowest was 0.59. And the median was 0.99.

PFLC's PB Ratio is ranked worse than
53.22% of 1458 companies
in the Banks industry
Industry Median: 0.86 vs PFLC: 0.91

During the past 12 months, Pacific Financial's average Book Value Per Share Growth Rate was 6.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pacific Financial was 43.70% per year. The lowest was -5.60% per year. And the median was 5.15% per year.

Back to Basics: PB Ratio


Pacific Financial PB Ratio Historical Data

The historical data trend for Pacific Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pacific Financial PB Ratio Chart

Pacific Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.29 0.86 1.01 1.08 0.97

Pacific Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.03 0.92 0.98 0.97 0.91

Competitive Comparison of Pacific Financial's PB Ratio

For the Banks - Regional subindustry, Pacific Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pacific Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where Pacific Financial's PB Ratio falls into.



Pacific Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Pacific Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=10.09/11.1
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Pacific Financial  (OTCPK:PFLC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Pacific Financial PB Ratio Related Terms

Thank you for viewing the detailed overview of Pacific Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Pacific Financial (Pacific Financial) Business Description

Traded in Other Exchanges
N/A
Address
1216 Skyview Drive, Aberdeen, WA, USA, 98520
Pacific Financial Corp is active in the financial services domain as a bank holding company of the Bank of the Pacific, based in the United States. Its business also includes loan production and real estate mortgage provision. Its commercial banking division caters through services such as business checking, business savings and certificates of deposits, business loans, treasury management and commercial real estate loans, while its personal banking services comprise of checking solutions, savings solutions, consumer loans and lines of credit.
Executives
Kristi Gundersen director PO BOX 1826, ABERDEEN WA 98520
Daniel J. Tupper director PO BOX 1826, ABERDEEN WA 98520
Loretta B Reece director PO BOX 1826, ABERDEEN WA 98520
Douglas N Biddle officer: CFO 1101 S. BOONE STREET, ABERDEEN WA 98520-5244
Randy Rust director 300 E MARKET STREET, ABERDEEN WA 98520-5244
Dwayne Carter director 1101 S BOONE STREET, ABERDEEN WA 98520
Denise Portmann officer: VP & CASHIER
Douglas M Schermer director
Dennis A Long director, officer: President
Randy W Rognlin director
Edward Ketel director
Philippe S Swaab officer: Vice President 1101 S BOONE STREET, ABERDEEN WA 98520
Duane E Hagstrom director
Dijk John Van officer: Secretary
Susan C Freese director