Business Description
Pacific Financial Corp
NAICS : 522110
SIC : 6022
ISIN : US6942751081
Description
Pacific Financial Corp is active in the financial services domain as a bank holding company of the Bank of the Pacific, based in the United States. Its business also includes loan production and real estate mortgage provision. Its commercial banking division caters through services such as business checking, business savings and certificates of deposits, business loans, treasury management and commercial real estate loans, while its personal banking services comprise of checking solutions, savings solutions, consumer loans and lines of credit. The Bank operates loan production offices in Burlington, Washington; Salem, Oregon; and Lake Oswego, Oregon; and a residential real estate mortgage department.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 6.77 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.14 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.06 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -0.6 | |||||
| 3-Year EPS without NRI Growth Rate | 9.4 | |||||
| 3-Year Book Growth Rate | 0.3 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 60.87 | |||||
| 9-Day RSI | 48.6 | |||||
| 14-Day RSI | 44.16 | |||||
| 6-1 Month Momentum % | 3.36 | |||||
| 12-1 Month Momentum % | -1.42 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.63 | |||||
| Dividend Payout Ratio | 0.38 | |||||
| 3-Year Dividend Growth Rate | 11.7 | |||||
| Forward Dividend Yield % | 5.83 | |||||
| 5-Year Yield-on-Cost % | 11.01 | |||||
| 3-Year Average Share Buyback Ratio | 0.1 | |||||
| Shareholder Yield % | 5.5 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 26.38 | |||||
| FCF Margin % | 26.13 | |||||
| ROE % | 13.47 | |||||
| ROA % | 1.2 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.91 | |||||
| PE Ratio without NRI | 6.91 | |||||
| Shiller PE Ratio | 8 | |||||
| PEG Ratio | 1.97 | |||||
| PS Ratio | 1.81 | |||||
| PB Ratio | 0.87 | |||||
| Price-to-Tangible-Book | 0.98 | |||||
| Price-to-Free-Cash-Flow | 6.92 | |||||
| Price-to-Operating-Cash-Flow | 6.33 | |||||
| EV-to-Revenue | 0.14 | |||||
| EV-to-FCF | 0.46 | |||||
| Price-to-Projected-FCF | 0.41 | |||||
| Price-to-DCF (Earnings Based) | 0.37 | |||||
| Price-to-DCF (FCF Based) | 0.6 | |||||
| Price-to-Graham-Number | 0.55 | |||||
| FCF Yield % | 14.58 | |||||
| Forward Rate of Return (Yacktman) % | 19.12 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Pacific Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 55.372 | ||
| EPS (TTM) ($) | 1.39 | ||
| Beta | 0.26 | ||
| Volatility % | 15.88 | ||
| 14-Day RSI | 44.16 | ||
| 14-Day ATR ($) | 0.146933 | ||
| 20-Day SMA ($) | 9.6135 | ||
| 12-1 Month Momentum % | -1.42 | ||
| 52-Week Range ($) | 8.75 - 11.4 | ||
| Shares Outstanding (Mil) | 10.34 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Pacific Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Pacific Financial Corp Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Pacific Financial Corp Frequently Asked Questions
What is Pacific Financial Corp(PFLC)'s stock price today?
The current price of PFLC is $9.60. The 52 week high of PFLC is $11.40 and 52 week low is $8.75.
When is next earnings date of Pacific Financial Corp(PFLC)?
The next earnings date of Pacific Financial Corp(PFLC) is 2024-05-31 Est..
Does Pacific Financial Corp(PFLC) pay dividends? If so, how much?
The Dividend Yield %  of Pacific Financial Corp(PFLC) is 5.63% (As of Today), Highest Dividend Payout Ratio of Pacific Financial Corp(PFLC) was 0.5. The lowest was 0.24. And the median was 0.38. The  Forward Dividend Yield % of Pacific Financial Corp(PFLC) is 5.83%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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