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Lumbee Guaranty Bank (Lumbee Guaranty Bank) PB Ratio : 0.75 (As of May. 08, 2024)


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What is Lumbee Guaranty Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-08), Lumbee Guaranty Bank's share price is $9.50. Lumbee Guaranty Bank's Book Value per Share for the quarter that ended in Dec. 2023 was $12.66. Hence, Lumbee Guaranty Bank's PB Ratio of today is 0.75.

The historical rank and industry rank for Lumbee Guaranty Bank's PB Ratio or its related term are showing as below:

LUMB' s PB Ratio Range Over the Past 10 Years
Min: 0.7   Med: 0.9   Max: 1.24
Current: 0.75

During the past 7 years, Lumbee Guaranty Bank's highest PB Ratio was 1.24. The lowest was 0.70. And the median was 0.90.

LUMB's PB Ratio is ranked better than
61.73% of 1458 companies
in the Banks industry
Industry Median: 0.86 vs LUMB: 0.75

During the past 12 months, Lumbee Guaranty Bank's average Book Value Per Share Growth Rate was 19.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -0.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.20% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Lumbee Guaranty Bank was 5.00% per year. The lowest was -5.00% per year. And the median was 1.95% per year.

Back to Basics: PB Ratio


Lumbee Guaranty Bank PB Ratio Historical Data

The historical data trend for Lumbee Guaranty Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Lumbee Guaranty Bank PB Ratio Chart

Lumbee Guaranty Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial 0.92 0.87 0.96 1.10 0.71

Lumbee Guaranty Bank Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 0.89 0.92 0.83 0.71

Competitive Comparison of Lumbee Guaranty Bank's PB Ratio

For the Banks - Regional subindustry, Lumbee Guaranty Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lumbee Guaranty Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Lumbee Guaranty Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Lumbee Guaranty Bank's PB Ratio falls into.



Lumbee Guaranty Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Lumbee Guaranty Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=9.50/12.658
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Lumbee Guaranty Bank  (OTCPK:LUMB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Lumbee Guaranty Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of Lumbee Guaranty Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Lumbee Guaranty Bank (Lumbee Guaranty Bank) Business Description

Traded in Other Exchanges
N/A
Address
403 East Third Street, PO Box 908, Pembroke, NC, USA, 28372
Lumbee Guaranty Bank is a state-chartered bank. The bank extends both commercial and consumer loans throughout its market area and offers a wide range of saving, spending, and borrowing products and services. The bank operates through approximately fourteen full-service offices in Robeson, Cumberland, and Hoke Counties.

Lumbee Guaranty Bank (Lumbee Guaranty Bank) Headlines

From GuruFocus

OTC Markets Group Welcomes Lumbee Guaranty Bank to OTCQX

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