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FSA Group (ASX:FSA) PB Ratio : 1.26 (As of May. 22, 2024)


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What is FSA Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-22), FSA Group's share price is A$0.90. FSA Group's Book Value per Share for the quarter that ended in Dec. 2023 was A$0.72. Hence, FSA Group's PB Ratio of today is 1.26.

Good Sign:

FSA Group Ltd stock PB Ratio (=1.26) is close to 10-year low of 1.24

The historical rank and industry rank for FSA Group's PB Ratio or its related term are showing as below:

ASX:FSA' s PB Ratio Range Over the Past 10 Years
Min: 1.24   Med: 2.08   Max: 3.61
Current: 1.26

During the past 13 years, FSA Group's highest PB Ratio was 3.61. The lowest was 1.24. And the median was 2.08.

ASX:FSA's PB Ratio is ranked worse than
58.75% of 514 companies
in the Credit Services industry
Industry Median: 1.005 vs ASX:FSA: 1.26

During the past 12 months, FSA Group's average Book Value Per Share Growth Rate was -0.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 15.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of FSA Group was 75.50% per year. The lowest was -55.30% per year. And the median was 13.50% per year.

Back to Basics: PB Ratio


FSA Group PB Ratio Historical Data

The historical data trend for FSA Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

FSA Group PB Ratio Chart

FSA Group Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.60 1.83 1.80 1.64 1.35

FSA Group Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.56 1.64 1.49 1.35 1.35

Competitive Comparison of FSA Group's PB Ratio

For the Credit Services subindustry, FSA Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FSA Group's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, FSA Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where FSA Group's PB Ratio falls into.



FSA Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

FSA Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=0.90/0.717
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


FSA Group  (ASX:FSA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


FSA Group PB Ratio Related Terms

Thank you for viewing the detailed overview of FSA Group's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


FSA Group (ASX:FSA) Business Description

Traded in Other Exchanges
N/A
Address
1 Oxford Street, Level 13, Darlinghurst, NSW, AUS, 2010
FSA Group Ltd is an Australian company that provides credit services. It provides debt solutions and direct lending services to individuals and businesses. It has divided its business into Services and Consumer Lending. The services segment assists clients wishing to enter into a payment arrangement with their creditors, including informal arrangements, debt agreements, personal insolvency agreements and bankruptcy. The consumer lending segment provides home loans and personal loans to assist clients wishing to purchase a property or consolidate their debt or to purchase a motor vehicle and asset finance to SMEs wishing to purchase a vehicle and business?critical equipment. The company generates the majority of its revenue from Lending services.

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