Personal Group Holdings (AQSE:PGH.GB) PB Ratio : 1.68 (As of May. 13, 2024)

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What is Personal Group Holdings PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-13), Personal Group Holdings's share price is £1.73. Personal Group Holdings's Book Value per Share for the quarter that ended in Dec. 2023 was £1.03. Hence, Personal Group Holdings's PB Ratio of today is 1.68.

The historical rank and industry rank for Personal Group Holdings's PB Ratio or its related term are showing as below:

AQSE:PGH.GB' s PB Ratio Range Over the Past 10 Years
Min: 1.39 Med: 3.46 Max: 6.73
Current: 1.66

During the past 13 years, Personal Group Holdings's highest PB Ratio was 6.73. The lowest was 1.39. And the median was 3.46.

AQSE:PGH.GB's PB Ratio is ranked worse than
65.84% of 486 companies
in the Insurance industry
Industry Median: 1.235 vs AQSE:PGH.GB: 1.66

During the past 12 months, Personal Group Holdings's average Book Value Per Share Growth Rate was 3.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -7.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -3.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Personal Group Holdings was 18.00% per year. The lowest was -7.80% per year. And the median was 5.30% per year.

Back to Basics: PB Ratio

Personal Group Holdings PB Ratio Historical Data

The historical data trend for Personal Group Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Personal Group Holdings PB Ratio Chart

Personal Group Holdings Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

PB Ratio

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2.78

1.60

2.34

1.98

1.77

Personal Group Holdings Semi-Annual Data
	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
PB Ratio	Get a 7-Day Free Trial															2.34	2.09	1.98	2.15	1.77

Competitive Comparison of Personal Group Holdings's PB Ratio

For the Insurance - Property & Casualty subindustry, Personal Group Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Personal Group Holdings's PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Personal Group Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Personal Group Holdings's PB Ratio falls into.

Personal Group Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Personal Group Holdings's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Dec. 2023)
	=	1.73	/	1.027
	=	1.68

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Personal Group Holdings (AQSE:PGH.GB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Personal Group Holdings PB Ratio Related Terms

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Personal Group Holdings (AQSE:PGH.GB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Personal Group Holdings PLC (AQSE:PGH.GB) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

PGH:UK

Address

899 Silbury Boulevard, John Ormond House, Milton Keynes, GBR, MK9 3XL

Website

https://www.personalgroup.com

Personal Group Holdings PLC is a UK-based insurance that provides benefits and services focused on improving employee health, well-being, and engagement. The group is principally engaged in providing short-term accident and health insurance and provide salary sacrifice technology products. It provides a range of employee benefits, from retail discounts to salary sacrifice schemes, including cycle to work, childcare vouchers, and home technology as well as a range of in-house insurance products such as hospital cash plan, death benefit, and convalescence cover. The company manages its business into four reportable segments namely Pay & Reward, Benefits Platform, Affordable Insurance, and Other owned benefits.

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