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Personal Group Holdings (AQSE:PGH.GB) Cyclically Adjusted Price-to-FCF : 7.74 (As of May. 26, 2024)


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What is Personal Group Holdings Cyclically Adjusted Price-to-FCF?

As of today (2024-05-26), Personal Group Holdings's current share price is £1.78. Personal Group Holdings's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec23 was £0.23. Personal Group Holdings's Cyclically Adjusted Price-to-FCF for today is 7.74.

The historical rank and industry rank for Personal Group Holdings's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

AQSE:PGH.GB' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 6.15   Med: 17.26   Max: 29.4
Current: 7.44

During the past 13 years, Personal Group Holdings's highest Cyclically Adjusted Price-to-FCF was 29.40. The lowest was 6.15. And the median was 17.26.

AQSE:PGH.GB's Cyclically Adjusted Price-to-FCF is ranked better than
67.83% of 314 companies
in the Insurance industry
Industry Median: 11.28 vs AQSE:PGH.GB: 7.44

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Personal Group Holdings's adjusted free cash flow per share data of for the fiscal year that ended in Dec23 was £0.140. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is £0.23 for the trailing ten years ended in Dec23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Personal Group Holdings Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Personal Group Holdings's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Personal Group Holdings Cyclically Adjusted Price-to-FCF Chart

Personal Group Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.39 8.84 13.63 8.14 7.89

Personal Group Holdings Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.63 - 8.14 - 7.89

Competitive Comparison of Personal Group Holdings's Cyclically Adjusted Price-to-FCF

For the Insurance - Property & Casualty subindustry, Personal Group Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Personal Group Holdings's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Personal Group Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Personal Group Holdings's Cyclically Adjusted Price-to-FCF falls into.



Personal Group Holdings Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Personal Group Holdings's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=1.78/0.23
=7.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Personal Group Holdings's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec23 is calculated as:

For example, Personal Group Holdings's adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec23 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec23 (Change)*Current CPI (Dec23)
=0.14/130.5000*130.5000
=0.140

Current CPI (Dec23) = 130.5000.

Personal Group Holdings Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201412 0.181 99.900 0.236
201512 0.189 100.400 0.246
201612 0.158 102.200 0.202
201712 0.308 105.000 0.383
201812 0.224 107.100 0.273
201912 0.246 108.500 0.296
202012 0.235 109.400 0.280
202112 0.204 114.700 0.232
202212 0.054 125.300 0.056
202312 0.140 130.500 0.140

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Personal Group Holdings  (AQSE:PGH.GB) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Personal Group Holdings Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Personal Group Holdings's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Personal Group Holdings (AQSE:PGH.GB) Business Description

Traded in Other Exchanges
Address
899 Silbury Boulevard, John Ormond House, Milton Keynes, GBR, MK9 3XL
Personal Group Holdings PLC is a UK-based insurance that provides benefits and services focused on improving employee health, well-being, and engagement. The group is principally engaged in providing short-term accident and health insurance and provide salary sacrifice technology products. It provides a range of employee benefits, from retail discounts to salary sacrifice schemes, including cycle to work, childcare vouchers, and home technology as well as a range of in-house insurance products such as hospital cash plan, death benefit, and convalescence cover. The company manages its business into four reportable segments namely Pay & Reward, Benefits Platform, Affordable Insurance, and Other owned benefits.

Personal Group Holdings (AQSE:PGH.GB) Headlines

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