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Bank7 (BSVN) Net-Net Working Capital : $-133.39 (As of Mar. 2024)


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What is Bank7 Net-Net Working Capital?

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.

Bank7's Net-Net Working Capital for the quarter that ended in Mar. 2024 was $-133.39.

The industry rank for Bank7's Net-Net Working Capital or its related term are showing as below:

BSVN's Price-to-Net-Net-Working-Capital is not ranked *
in the Banks industry.
Industry Median: 1.9
* Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.

Bank7 Net-Net Working Capital Historical Data

The historical data trend for Bank7's Net-Net Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank7 Net-Net Working Capital Chart

Bank7 Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net-Net Working Capital
Get a 7-Day Free Trial -61.09 -81.12 -102.72 -124.83 -134.07

Bank7 Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Net-Net Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -124.37 -123.31 -134.57 -134.07 -133.39

Competitive Comparison of Bank7's Net-Net Working Capital

For the Banks - Regional subindustry, Bank7's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank7's Price-to-Net-Net-Working-Capital Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank7's Price-to-Net-Net-Working-Capital distribution charts can be found below:

* The bar in red indicates where Bank7's Price-to-Net-Net-Working-Capital falls into.



Bank7 Net-Net Working Capital Calculation

Bank7's Net-Net Working Capital (NNWC) per share for the fiscal year that ended in Dec. 2023 is calculated as

Net-Net Working Capital(A: Dec. 2023 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(198.721+169.487+0.75 * 0+0.5 * 0-1601.34
-0-0)/9.1977
=-134.07

Bank7's Net-Net Working Capital (NNWC) per share for the quarter that ended in Mar. 2024 is calculated as

Net-Net Working Capital(Q: Mar. 2024 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(210.399+151.872+0.75 * 0+0.5 * 0-1594.601
-0-0)/9.23821
=-133.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.

In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

This is a conservative way of estimating the company's value.


Bank7  (NAS:BSVN) Net-Net Working Capital Explanation

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.


Bank7 Net-Net Working Capital Related Terms

Thank you for viewing the detailed overview of Bank7's Net-Net Working Capital provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank7 (BSVN) Business Description

Traded in Other Exchanges
N/A
Address
1039 North West 63rd Street, Oklahoma City, OK, USA, 73116
Bank7 Corp is a United States-based full-service commercial bank focused on providing customers with exceptional service and meeting their banking needs through a wide variety of commercial and retail financial services. It offers deposit banking products, including commercial deposit services, commercial checking, money market, and other deposit accounts, and retail deposit services such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. it offers commercial real estate lending, hospitality lending, energy lending, and commercial and industrial lending, and also provides consumer lending services to individuals.
Executives
Jason E Estes officer: Executive Vice President; CCO 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Thomas L Travis director, officer: President & CEO 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
William M Buergler director 6100 N. WESTERN AVENUE, OKLAHOMA CITY OK 73118
Edward Patrick Gray director 1711 HUNTINGTON AVE, NICHOLS HILLS OK 73116
Charles W Brown director 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Gary D Whitcomb director 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
J. Michael Sanner director 3701 STONEHURST, JONES OK 73049
Teresa L. Dick director 500 WEST TEXAS, SUITE 1225, MIDLAND TX 79701
Lisa K. Haines 10 percent owner, officer: EVP; Chief Marketing Officer 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Kelly J Harris officer: EVP; CFO 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Douglas A Haines officer: Reg. Pres. of West. OK & KS 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Andrew J Levinson officer: Regional President - Tulsa 5757 S LEWIS AVENUE, SUITE 575, TULSA OK 74105
Henry Litchfield officer: VP; General Counsel 1039 NW 63RD ST, OKLAHOMA CITY OK 73116
John T Phillips director, 10 percent owner, officer: Sr. EVP, COO, Secretary 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
William B. Haines director, 10 percent owner, officer: Chairman 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116