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Bank7 (BSVN) Efficiency Overhead Ratio % : 38.29% (As of Mar. 2024)


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What is Bank7 Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

Bank7's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2024 was 38.29% , which is lower than 38.94% for the pervious quarter ended in Dec. 2023.

Bank7's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 36.07% , which is lower than 39.29% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Bank7's Efficiency Overhead Ratio % or its related term are showing as below:

BSVN's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Bank7 Efficiency Overhead Ratio % Historical Data

The historical data trend for Bank7's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank7 Efficiency Overhead Ratio % Chart

Bank7 Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Bank7Quarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Competitive Comparison of Bank7's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Bank7's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank7  (NAS:BSVN) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank7  (NAS:BSVN) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


Bank7 Efficiency Overhead Ratio % Related Terms

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Bank7 (BSVN) Business Description

Industry
Traded in Other Exchanges
N/A
Address
1039 North West 63rd Street, Oklahoma City, OK, USA, 73116
Bank7 Corp is a United States-based full-service commercial bank focused on providing customers with exceptional service and meeting their banking needs through a wide variety of commercial and retail financial services. It offers deposit banking products, including commercial deposit services, commercial checking, money market, and other deposit accounts, and retail deposit services such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. it offers commercial real estate lending, hospitality lending, energy lending, and commercial and industrial lending, and also provides consumer lending services to individuals.
Executives
Jason E Estes officer: Executive Vice President; CCO 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Thomas L Travis director, officer: President & CEO 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
William M Buergler director 6100 N. WESTERN AVENUE, OKLAHOMA CITY OK 73118
Edward Patrick Gray director 1711 HUNTINGTON AVE, NICHOLS HILLS OK 73116
Charles W Brown director 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Gary D Whitcomb director 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
J. Michael Sanner director 3701 STONEHURST, JONES OK 73049
Teresa L. Dick director 500 WEST TEXAS, SUITE 1225, MIDLAND TX 79701
Lisa K. Haines 10 percent owner, officer: EVP; Chief Marketing Officer 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Kelly J Harris officer: EVP; CFO 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Douglas A Haines officer: Reg. Pres. of West. OK & KS 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
Andrew J Levinson officer: Regional President - Tulsa 5757 S LEWIS AVENUE, SUITE 575, TULSA OK 74105
Henry Litchfield officer: VP; General Counsel 1039 NW 63RD ST, OKLAHOMA CITY OK 73116
John T Phillips director, 10 percent owner, officer: Sr. EVP, COO, Secretary 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116
William B. Haines director, 10 percent owner, officer: Chairman 1039 NW 63RD STREET, OKLAHOMA CITY OK 73116