APS Bank (MAL:APS) Net Margin % : 20.84% (As of Dec. 2023)

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What is APS Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. APS Bank's Net Income for the six months ended in Dec. 2023 was €8.98 Mil. APS Bank's Revenue for the six months ended in Dec. 2023 was €43.11 Mil. Therefore, APS Bank's net margin for the quarter that ended in Dec. 2023 was 20.84%.

The historical rank and industry rank for APS Bank's Net Margin % or its related term are showing as below:

MAL:APS' s Net Margin % Range Over the Past 10 Years
Min: 12.38 Med: 23.17 Max: 23.18
Current: 23.17

MAL:APS's Net Margin % is ranked worse than
56.95% of 1461 companies
in the Banks industry
Industry Median: 25.13 vs MAL:APS: 23.17

APS Bank Net Margin % Historical Data

The historical data trend for APS Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

APS Bank Net Margin % Chart

APS Bank Annual Data

Trend

Dec21

Dec22

Dec23

Net Margin %

23.18

12.38

23.17

APS Bank Semi-Annual Data
	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Net Margin %	Get a 7-Day Free Trial			21.08	-1.84	22.57	25.54	20.84

Competitive Comparison of APS Bank's Net Margin %

For the Banks - Regional subindustry, APS Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

APS Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, APS Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where APS Bank's Net Margin % falls into.

APS Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

APS Bank's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (A: Dec. 2023 )	/	Revenue (A: Dec. 2023 )
	=	19.799	/	85.466
	=	23.17 %

APS Bank's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (Q: Dec. 2023 )	/	Revenue (Q: Dec. 2023 )
	=	8.983	/	43.11
	=	20.84 %

APS Bank (MAL:APS) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

APS Bank Net Margin % Related Terms

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APS Bank (MAL:APS) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » APS Bank Ltd (MAL:APS) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

Tower Street, APS Bank, APS Centre, Birkirkara, MLT, BKR 4012

Website

https://www.apsbank.com.mt

APS Bank Ltd range of personal banking services including savings accounts, home loans, and personal loans. It also provides comprehensive banking services for corporate customers. The Bank also provides Wealth Management Services. It operates in four segments: Retail; Commercial; Investment services; Liquidity management and structured loans. The retail segment that derives the majority of revenue offers broad range and services to meet the personal banking of individual customers. This includes home loans, personal loans, overdraft facilities, and deposit products.

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