APS Bank (MAL:APS) Debt-to-Equity : 0.40 (As of Dec. 2023)

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What is APS Bank Debt-to-Equity?

APS Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was €0.00 Mil. APS Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was €108.76 Mil. APS Bank's Total Stockholders Equity for the quarter that ended in Dec. 2023 was €273.06 Mil. APS Bank's debt to equity for the quarter that ended in Dec. 2023 was 0.40.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for APS Bank's Debt-to-Equity or its related term are showing as below:

MAL:APS' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.24 Med: 0.3 Max: 0.4
Current: 0.4

During the past 3 years, the highest Debt-to-Equity Ratio of APS Bank was 0.40. The lowest was 0.24. And the median was 0.30.

MAL:APS's Debt-to-Equity is ranked better than
66.07% of 1397 companies
in the Banks industry
Industry Median: 0.65 vs MAL:APS: 0.40

APS Bank Debt-to-Equity Historical Data

The historical data trend for APS Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

APS Bank Debt-to-Equity Chart

APS Bank Annual Data

Trend

Dec21

Dec22

Dec23

Debt-to-Equity

0.30

0.24

0.40

APS Bank Semi-Annual Data
	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial			0.30	0.24	0.24	0.23	0.40

Competitive Comparison of APS Bank's Debt-to-Equity

For the Banks - Regional subindustry, APS Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

APS Bank's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, APS Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where APS Bank's Debt-to-Equity falls into.

APS Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

APS Bank's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	108.758)	/	273.064
	=	0.40

APS Bank's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	108.758)	/	273.064
	=	0.40

APS Bank (MAL:APS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

APS Bank Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of APS Bank's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

APS Bank (MAL:APS) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » APS Bank Ltd (MAL:APS) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

Tower Street, APS Bank, APS Centre, Birkirkara, MLT, BKR 4012

Website

https://www.apsbank.com.mt

APS Bank Ltd range of personal banking services including savings accounts, home loans, and personal loans. It also provides comprehensive banking services for corporate customers. The Bank also provides Wealth Management Services. It operates in four segments: Retail; Commercial; Investment services; Liquidity management and structured loans. The retail segment that derives the majority of revenue offers broad range and services to meet the personal banking of individual customers. This includes home loans, personal loans, overdraft facilities, and deposit products.

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