Pepper Money (ASX:PPM) Net Margin % : 31.12% (As of Dec. 2023)

View and export this data going back to 2021. Start your Free Trial

What is Pepper Money Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Pepper Money's Net Income for the six months ended in Dec. 2023 was A$57.7 Mil. Pepper Money's Revenue for the six months ended in Dec. 2023 was A$185.4 Mil. Therefore, Pepper Money's net margin for the quarter that ended in Dec. 2023 was 31.12%.

The historical rank and industry rank for Pepper Money's Net Margin % or its related term are showing as below:

ASX:PPM' s Net Margin % Range Over the Past 10 Years
Min: 28.58 Med: 32.96 Max: 79.08
Current: 28.58

ASX:PPM's Net Margin % is ranked better than
69.96% of 526 companies
in the Credit Services industry
Industry Median: 14.685 vs ASX:PPM: 28.58

Pepper Money Net Margin % Historical Data

The historical data trend for Pepper Money's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pepper Money Net Margin % Chart

Pepper Money Annual Data

Trend

Dec20

Dec21

Dec22

Dec23

Net Margin %

79.08

32.96

28.58

Pepper Money Semi-Annual Data
	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
Net Margin %	Get a 7-Day Free Trial			35.49	34.04	31.90	26.25	31.12

Competitive Comparison of Pepper Money's Net Margin %

For the Credit Services subindustry, Pepper Money's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pepper Money's Net Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Pepper Money's Net Margin % distribution charts can be found below:

* The bar in red indicates where Pepper Money's Net Margin % falls into.

Pepper Money Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Pepper Money's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (A: Dec. 2023 )	/	Revenue (A: Dec. 2023 )
	=	110.7	/	387.3
	=	28.58 %

Pepper Money's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (Q: Dec. 2023 )	/	Revenue (Q: Dec. 2023 )
	=	57.7	/	185.4
	=	31.12 %

Pepper Money (ASX:PPM) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Pepper Money Net Margin % Related Terms

Thank you for viewing the detailed overview of Pepper Money's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.

Pepper Money (ASX:PPM) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Pepper Money Ltd (ASX:PPM) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

X95:Germany

Address

177 Pacific Highway, Level 27, North Sydney, Sydney, NSW, AUS, 2060

Website

https://www.pepper.com.au

Pepper Money Ltd provides a variety of home loan solutions. It also provides car loans, personal loans, loans for professional equipment, and commercial loans. The services offered by the company include Lending, Asset Servicing, Broker Portal, and Debt Investors. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.

Pepper Money (ASX:PPM) Headlines

No Headlines