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PSB Holdings (PSB Holdings) Net Income : $8.30 Mil (TTM As of Mar. 2024)


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What is PSB Holdings Net Income?

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. PSB Holdings's Net Income for the three months ended in Mar. 2024 was $1.73 Mil. Its Net Income for the trailing twelve months (TTM) ended in Mar. 2024 was $8.30 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. PSB Holdings's Earnings per Share (Diluted) for the three months ended in Mar. 2024 was $0.39.


PSB Holdings Net Income Historical Data

The historical data trend for PSB Holdings's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PSB Holdings Net Income Chart

PSB Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.25 10.69 12.82 13.64 9.57

PSB Holdings Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.00 2.81 1.35 2.41 1.73

PSB Holdings Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

PSB Holdings's Net Income for the fiscal year that ended in Dec. 2023 is calculated as

Net Income(A: Dec. 2023 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=14.414+-4.845+0+1.7763568394003E-15
=9.57

PSB Holdings's Net Income for the quarter that ended in Mar. 2024 is calculated as

Net Income(Q: Mar. 2024 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=1.897+-0.169+0+0
=1.73

Net Income for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.30 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PSB Holdings  (OTCPK:PSBQ) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

PSB Holdings's Earnings per Share (Diluted) (EPS) for the quarter that ended in Mar. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


PSB Holdings Net Income Related Terms

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PSB Holdings (PSB Holdings) Business Description

Traded in Other Exchanges
N/A
Address
1905 Stewart Avenue, P.O. Box 1686, Wausau, WI, USA, 54402-1686
PSB Holdings Inc operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services.
Executives
Lee A Guenther director 9165 DAVIES ROAD, MINOCQUA WI 54548-0050
Karla M Kieffer director 803 MCINDOE STREET, WAUSAU WI 54403
Kevin J Kraft director 3011 N 9TH STREET, WAUSAU WI 54403
Tim Sonnentag director 205 NORTH STREET, PO BOX 100, MARATHON WI 54448-0100
Peter William Knitt director, officer: President & CEO PO BOX 1686, WAUSAU WI 54402-1686
John H Sonnentag director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Charles A Ghidorzi director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Thomas R Polzer director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
William J Fish director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Patrick L Crooks director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Todd R Toppen officer: Vice President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Scott M Cattanach officer: Treasurer PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Connor director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Gullickson director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
David K Kopperud director, officer: President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686