Business Description
HMN Financial Inc
NAICS : 522120
SIC : 6035
ISIN : US40424G1085
Description
HMN Financial Inc is a stock savings bank holding company of Home Federal Savings Bank. The bank is engaged in community banking and operates retail banking and loan production facilities in Minnesota, Iowa, and Wisconsin. It is involved in the business of attracting deposits from the general public and businesses and using such deposits to originate single-family residential, commercial real estate, and multi-family mortgage loans as well as consumer, construction, and commercial business loans. The bank also invests in mortgage-backed and related securities, U.S. government agency obligations, and other permissible investments. Its products and services include checking and savings accounts, cash deposits, online services, and credit cards among others.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 3.81 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.12 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -18.93 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -2.1 | |||||
| 3-Year EPS without NRI Growth Rate | -14.9 | |||||
| 3-Year FCF Growth Rate | -5.2 | |||||
| 3-Year Book Growth Rate | 3.7 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 47.52 | |||||
| 9-Day RSI | 43.32 | |||||
| 14-Day RSI | 42.66 | |||||
| 6-1 Month Momentum % | 15.57 | |||||
| 12-1 Month Momentum % | 17.47 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.62 | |||||
| Dividend Payout Ratio | 0.25 | |||||
| Forward Dividend Yield % | 2.03 | |||||
| 5-Year Yield-on-Cost % | 1.63 | |||||
| 3-Year Average Share Buyback Ratio | 2.2 | |||||
| Shareholder Yield % | 1.61 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 14.89 | |||||
| FCF Margin % | 34.01 | |||||
| ROE % | 5.46 | |||||
| ROA % | 0.51 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 15.27 | |||||
| PE Ratio without NRI | 15.27 | |||||
| Shiller PE Ratio | 10.53 | |||||
| Price-to-Owner-Earnings | 15.64 | |||||
| PEG Ratio | 2.35 | |||||
| PS Ratio | 2.26 | |||||
| PB Ratio | 0.81 | |||||
| Price-to-Tangible-Book | 0.83 | |||||
| Price-to-Free-Cash-Flow | 6.65 | |||||
| Price-to-Operating-Cash-Flow | 6.3 | |||||
| EV-to-Revenue | 1.33 | |||||
| EV-to-FCF | 3.98 | |||||
| Price-to-Projected-FCF | 0.32 | |||||
| Price-to-DCF (Earnings Based) | 1.32 | |||||
| Price-to-DCF (FCF Based) | 0.58 | |||||
| Price-to-Median-PS-Value | 0.97 | |||||
| Price-to-Peter-Lynch-Fair-Value | 2.69 | |||||
| Price-to-Graham-Number | 0.75 | |||||
| FCF Yield % | 14.78 | |||||
| Forward Rate of Return (Yacktman) % | 25.32 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
HMN Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 38.21 | ||
| EPS (TTM) ($) | 1.29 | ||
| Beta | 0.18 | ||
| Volatility % | 35.05 | ||
| 14-Day RSI | 42.66 | ||
| 14-Day ATR ($) | 0.384256 | ||
| 20-Day SMA ($) | 20.076 | ||
| 12-1 Month Momentum % | 17.47 | ||
| 52-Week Range ($) | 17.31 - 24.95 | ||
| Shares Outstanding (Mil) | 4.46 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
HMN Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
HMN Financial Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
HMN Financial Inc Frequently Asked Questions
What is HMN Financial Inc(HMNF)'s stock price today?
The current price of HMNF is $19.70. The 52 week high of HMNF is $24.95 and 52 week low is $17.31.
When is next earnings date of HMN Financial Inc(HMNF)?
The next earnings date of HMN Financial Inc(HMNF) is 2024-07-19 Est..
Does HMN Financial Inc(HMNF) pay dividends? If so, how much?
The Dividend Yield %  of HMN Financial Inc(HMNF) is 1.62% (As of Today), Highest Dividend Payout Ratio of HMN Financial Inc(HMNF) was 0.25. The lowest was 0.13. And the median was 0.18. The  Forward Dividend Yield % of HMN Financial Inc(HMNF) is 2.03%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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