DNB Financial (DNB Financial) Net Charge Offs to Average Loans % : 0.06% (As of Sep. 2019)

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What is DNB Financial Net Charge Offs to Average Loans %?

Net Charge Offs to Average Loans % is the net charge-offs divided by the average total loans during a specific period. This ratio measures the proportion of debt owed to a company that is unlikely to be recovered. A higher ratio means there’s more bad debt that is unlikely to be collected, which leads investors to believe it has a very risky portfolio.

DNB Financial's Net Charge Offs to Average Loans % for the quarter that ended in Sep. 2019 was 0.06% , which is the same as 0.06% for the pervious quarter ended in Jun. 2019.

DNB Financial's Net Charge Offs to Average Loans % for the annual that ended in Dec. 2018 was 0.04% , which is lower than 0.15% for the pervious year ended in Dec. 2017.

The historical rank and industry rank for DNB Financial's Net Charge Offs to Average Loans % or its related term are showing as below:

DNBF's Net Charge Offs to Average Loans % is not ranked ^*
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Net Charge Offs to Average Loans % only.

DNB Financial Net Charge Offs to Average Loans % Historical Data

The historical data trend for DNB Financial's Net Charge Offs to Average Loans % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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DNB Financial Net Charge Offs to Average Loans % Chart

DNB Financial Annual Data

Trend

Dec16

Dec17

Dec18

Net Charge Offs to Average Loans %

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Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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Efficiency Overhead Ratio %

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DNB FinancialQuarterly Data

Trend

Jun16

Sep16

Dec16

Mar17

Jun17

Sep17

Dec17

Mar18

Jun18

Sep18

Dec18

Mar19

Jun19

Sep19

Net Charge Offs to Average Loans %

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Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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Efficiency Overhead Ratio %

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DNB Financial (NAS:DNBF) Net Charge Offs to Average Loans % Calculation

Net Charge Offs to Average Loans % is calculated as

Net Charge Offs to Average Loans %

Net Charge-offs

Average Total Loans

DNB Financial (NAS:DNBF) Net Charge Offs to Average Loans % Explanation

A Net Charge-off (NCO) is the dollar amount representing the difference between gross charge-offs and any subsequent recoveries of delinquent debt. The bad debt often needs to be written off and classified as gross charge-off. If any money is recovered from that debt, the recovered amount needs to be subtracted from gross charge-off, which is how we get the net charge-off.

Net Charge Offs to Average Loans % represents the amount of debt that a company believes it will never collect and is an indicator of a financial institution's loan portfolio performance. A higher ratio, especially when compared to the previous period or to other banks, would suggest that there’s more bad debt that is unlikely to be collected and the loan portfolio may be too risky.

DNB Financial Net Charge Offs to Average Loans % Related Terms

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DNB Financial (DNB Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » DNB Financial Corp (NAS:DNBF) » Definitions » Net Charge Offs to Average Loans %

Comparable Companies

Traded in Other Exchanges

N/A

Address

4 Brandywine Avenue, Downingtown, PA, USA, 19335

Website

http://www.dnbfirst.com

DNB Financial Corp is a bank holding company of the Bank. The bank and its subsidiaries provide personal banking, business banking, wealth management and other banking services to individual and corporate customers and also to small to medium-sized businesses in Southeastern Pennsylvania market area. Its main products and services include loans and lending services, deposit products and services, non-deposit products and services and investment and insurance products. The bank generates revenue and cash flows by lending funds to commercial and consumer customers in its marketplace.

Executives

William J Hieb	director, officer: President & CEO	800 PHILADELPHIA STREET, INDIANA PA 15701
Peter Richard Barsz	director	800 PHILADELPHIA STREET, INDIANA PA 15701
Vince Liuzzi	officer: EVP, CBO	601 CLINTON STREET, DEFIANCE OH 43512
Richard Wright	officer: evp-retail