DNB Financial (DNB Financial) Debt-to-Equity : 0.45 (As of Sep. 2019)

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What is DNB Financial Debt-to-Equity?

DNB Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2019 was $0.00 Mil. DNB Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2019 was $54.46 Mil. DNB Financial's Total Stockholders Equity for the quarter that ended in Sep. 2019 was $121.11 Mil. DNB Financial's debt to equity for the quarter that ended in Sep. 2019 was 0.45.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for DNB Financial's Debt-to-Equity or its related term are showing as below:

DNBF's Debt-to-Equity is not ranked ^*
in the Banks industry.
Industry Median: 0.67
* Ranked among companies with meaningful Debt-to-Equity only.

DNB Financial Debt-to-Equity Historical Data

The historical data trend for DNB Financial's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

DNB Financial Debt-to-Equity Chart

DNB Financial Annual Data

Trend

Dec09

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Debt-to-Equity

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0.47

0.89

0.79

0.99

0.49

DNB Financial Quarterly Data
	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19
Debt-to-Equity	Get a 7-Day Free Trial															0.64	0.49	0.57	0.46	0.45

Competitive Comparison of DNB Financial's Debt-to-Equity

For the Banks - Regional subindustry, DNB Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

DNB Financial's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, DNB Financial's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where DNB Financial's Debt-to-Equity falls into.

DNB Financial Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

DNB Financial's Debt to Equity Ratio for the fiscal year that ended in Dec. 2018 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	55.269)	/	111.846
	=	0.49

DNB Financial's Debt to Equity Ratio for the quarter that ended in Sep. 2019 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	54.46)	/	121.113
	=	0.45

DNB Financial (NAS:DNBF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

DNB Financial Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of DNB Financial's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

DNB Financial (DNB Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » DNB Financial Corp (NAS:DNBF) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

4 Brandywine Avenue, Downingtown, PA, USA, 19335

Website

http://www.dnbfirst.com

DNB Financial Corp is a bank holding company of the Bank. The bank and its subsidiaries provide personal banking, business banking, wealth management and other banking services to individual and corporate customers and also to small to medium-sized businesses in Southeastern Pennsylvania market area. Its main products and services include loans and lending services, deposit products and services, non-deposit products and services and investment and insurance products. The bank generates revenue and cash flows by lending funds to commercial and consumer customers in its marketplace.

Executives

William J Hieb	director, officer: President & CEO	800 PHILADELPHIA STREET, INDIANA PA 15701
Peter Richard Barsz	director	800 PHILADELPHIA STREET, INDIANA PA 15701
Vince Liuzzi	officer: EVP, CBO	601 CLINTON STREET, DEFIANCE OH 43512
Richard Wright	officer: evp-retail