This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Humm Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $0.675. Humm Group's 10-Year median PS Ratio is 5.4519. Therefore, the Median PS Value for today is $3.68.
As of today (2024-05-04), Humm Group's share price is $1.17. Humm Group's Median PS Value is $3.68. Therefore, Humm Group's Price to Median PS Value for today is 0.32.
The historical rank and industry rank for Humm Group's Median PS Value or its related term are showing as below:
HUMGF'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.28 Med: 0.56 Max: 0.83
Current: 0.32
During the past 13 years, the highest Price to Median PS Value of Humm Group was 0.83. The lowest was 0.28. And the median was 0.56.
HUMGF's Price-to-Median-PS-Value is ranked better than 93.51% of 231
companies
in the Credit Services industry
Industry Median: 1.05
vs HUMGF: 0.32
Humm Group Median PS Value Historical Data
The historical data trend for Humm Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Humm Group's Median PS Value
For the Credit Services subindustry, Humm Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Humm Group's Price-to-Median-PS-Value Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Humm Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Humm Group's Price-to-Median-PS-Value falls into.
Humm Group Median PS Value Calculation
Humm Group's Median PS Value for today is calculated as
10-Year Median PS Ratio is 5.4519.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Humm Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $0.675.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Humm Group (OTCPK:HUMGF) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Humm Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1.17
/
3.68
=
0.32
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Humm Group Median PS Value Related Terms
Thank you for viewing the detailed overview of Humm Group's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Humm is a diversified finance provider with offerings centered on buy now pay later, or BNPL, credit cards and equipment finance. It facilitates purchases for over 2.7 million customers. Humm operates in Australia, New Zealand, Ireland, and Canada. While it caters for a diverse range of industries, its focus is on financing higher ticket items. Unlike the glut of new BNPL firms, Humm is established with a long operating history. Originally Flexigroup, Humm had a strategic refresh in 2019 where it has now consolidated to around four main brands in ANZ, from 20 before. In its earlier days, Humm focused on Visa and interest-free cards, lay-by, consumer leasing, commercial finance, and other payment solutions to consumers and small businesses.
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