HF Financial (HF Financial) LT-Debt-to-Total-Asset : 0.08 (As of Mar. 2016)

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What is HF Financial LT-Debt-to-Total-Asset?

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. HF Financial's long-term debt to total assests ratio for the quarter that ended in Mar. 2016 was 0.08.

HF Financial's long-term debt to total assets ratio increased from Mar. 2015 (0.06) to Mar. 2016 (0.08). It may suggest that HF Financial is progressively becoming more dependent on debt to grow their business.

HF Financial LT-Debt-to-Total-Asset Historical Data

The historical data trend for HF Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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HF Financial LT-Debt-to-Total-Asset Chart

HF Financial Annual Data

Trend

Jun06

Jun07

Jun08

Jun09

Jun10

Jun11

Jun12

Jun13

Jun14

Jun15

LT-Debt-to-Total-Asset

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0.02

0.14

0.16

0.11

0.08

HF Financial Quarterly Data
	Jun11	Sep11	Dec11	Mar12	Jun12	Sep12	Dec12	Mar13	Jun13	Sep13	Dec13	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.06	0.08	0.10	0.08	0.08

HF Financial LT-Debt-to-Total-Asset Calculation

HF Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2015 is calculated as

LT Debt to Total Assets (A: Jun. 2015 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2015 )	/	Total Assets (A: Jun. 2015 )
	=	90.395	/	1185.377
	=	0.08

HF Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2016 is calculated as

LT Debt to Total Assets (Q: Mar. 2016 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2016 )	/	Total Assets (Q: Mar. 2016 )
	=	90.029	/	1141.877
	=	0.08

HF Financial (NAS:HFFC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

HF Financial LT-Debt-to-Total-Asset Related Terms

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HF Financial (HF Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » HF Financial Corp (NAS:HFFC) » Definitions » LT-Debt-to-Total-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

http://www.homefederal.com

HF Financial Corp was incorporated under the laws of the State of Delaware in November 1991. The Company was formed for owning all of the outstanding stock of Home Federal Bank issued in the mutual to stock conversion of the Bank. The Company is regulated as a bank holding company by the Board of Governors of the Federal Reserve System. The Bank provides full-service consumer and commercial business banking, including an array of financial products, to meet the needs of its market place. The Bank attracts deposits from the general public and uses such deposits, together with borrowings and other funds, to originate one-to-four family residential, commercial business, consumer, multi-family, commercial real estate, construction and agricultural loans. The Bank's consumer loan portfolio includes, among other things, automobile loans, home equity loans, loans secured by deposit accounts and student loans. The Bank also purchases agency residential mortgage-backed securities and invests in U.S. Government and agency obligations and other permissible investments. The Bank, through its wholly owned subsidiaries, offers annuities, mutual funds, life insurance and other financial products, and equipment leasing services. The Company's reportable segments are banking (including leasing activities) and other. The banking segment is conducted through the Bank and Mid America Capital and the other segment is composed of smaller non-reportable segments, the Company and intersegment eliminations. The Bank's primary market area includes communities located in eastern and central South Dakota, including the Sioux Falls metropolitan statistical area ("MSA"), and the cities of Mitchell, Aberdeen, Brookings, Watertown, and Yankton. The Bank has a banking center in Marshall, Minnesota, which serves customers located in southwestern Minnesota. It competes with other commercial banks, credit unions, savings and loan associations, mortgage banking firms, consumer finance companies, securities brokerage firms, insurance companies, money market funds and other mutual funds, as well as super-regional, national and international financial institutions.

Executives

John W Palmer	director	C/O SECURITY FINANCIAL BANCORP INC, 9321 WICKER AVE, ST JOHN IN 46373
Stephen M Bianchi	officer: President / CEO	225 S. MAIN AVENUE, SIOUX FALLS SD 57104
Christine E Hamilton	director	225 S MAIN AVE, P O BOX 5000, SIOUX FALLS SD 57117