GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Unico American Corp (OTCPK:UNAM) » Definitions » Liabilities-to-Assets

Unico American (Unico American) Liabilities-to-Assets : 0.80 (As of Sep. 2022)


View and export this data going back to 1990. Start your Free Trial

What is Unico American Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Unico American's Total Liabilities for the quarter that ended in Sep. 2022 was $70.30 Mil. Unico American's Total Assets for the quarter that ended in Sep. 2022 was $88.21 Mil. Therefore, Unico American's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2022 was 0.80.


Unico American Liabilities-to-Assets Historical Data

The historical data trend for Unico American's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unico American Liabilities-to-Assets Chart

Unico American Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.56 0.58 0.73 0.78

Unico American Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.76 0.78 0.81 0.79 0.80

Competitive Comparison of Unico American's Liabilities-to-Assets

For the Insurance - Property & Casualty subindustry, Unico American's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unico American's Liabilities-to-Assets Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Unico American's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Unico American's Liabilities-to-Assets falls into.



Unico American Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Unico American's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2021 is calculated as:

Liabilities-to-Assets (A: Dec. 2021 )=Total Liabilities/Total Assets
=99.193/126.871
=0.78

Unico American's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2022 is calculated as

Liabilities-to-Assets (Q: Sep. 2022 )=Total Liabilities/Total Assets
=70.299/88.211
=0.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Unico American  (OTCPK:UNAM) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Unico American Liabilities-to-Assets Related Terms

Thank you for viewing the detailed overview of Unico American's Liabilities-to-Assets provided by GuruFocus.com. Please click on the following links to see related term pages.


Unico American (Unico American) Business Description

Traded in Other Exchanges
N/A
Address
5230 Las Virgenes Road, Calabasas, CA, USA, 91302
Unico American Corp is an insurance holding company that underwrites property and casualty insurance; provides property, casualty, and health insurance; and provides insurance premium financing and membership association services. Its operations are categorized into two segments, the Insurance company operation and Other Insurance operations. The company receives its revenues primarily from premium derived from the insurance company operations, commission and fee income generated from the insurance agency operations, finance charges and fee income from the premium finance operations, and investment income from cash generated primarily from the insurance company operation.
Executives
Kathryn A. Johnson director 12023 BAYLIES CIRCLE, YUCAIPA CA 92399
Steven L Shea officer: President, CEO C/O BLONDER TONGUE LABORATORIES, INC., ONE JAKE BROWN ROAD, OLD BRIDGE NJ 08857
Jennifer Elaine Ziegler officer: CFO 26050 MUREAU RD, CALABASA CA 91302
Cary Cheldin director, officer: Executive Vice Presidient 1129 MARICOPA HWY., A-203, OJAI CA 93023
Ambina Partners Llc 10 percent owner 309 GREENWICH AVENUE, SUITE 201, GREENWICH CT 06830
Joycelyn M Ray director 26050 MUREAU ROAD, CALABASAS CA 91302
Donny Jay Esparza officer: SENIOR VICE PRESIDENT 26050 MUREAU ROAD, CALABASAS CA 91302
Gregory M Share 10 percent owner THREE FIRST NATIONAL PLZ, SUITE 3800, CHICAGO IL 60602
Ambina Unico Holdings Llc 10 percent owner 309 GREENWICH AVENUE, SUITE 201, GREENWICH CT 06830
John Buckley Keefe director 26050 MUREAU ROAD, CALABASAS CA 91302
Gerard J Altonji director 26050 MUREAU ROAD, CALABASAS CA 91302
Jeffrey Tuder director 6 GREENHOUSE DRIVE, PRINCETON NJ 08540
Rhonda L Gillenwaters director 26050 MUREAU ROAD, CALABASAS CA 91302
Ronald A Closser director 26050 MUREAU ROAD, CALABASAS CA 91302
Erwin Cheldin director, 10 percent owner, officer: President 26050 MUREAU ROAD, CALABASAS CA 91302