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Unico American (Unico American) E10 : $-1.10 (As of Sep. 2022)


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What is Unico American E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Unico American's adjusted earnings per share data for the three months ended in Sep. 2022 was $-0.950. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-1.10 for the trailing ten years ended in Sep. 2022.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-05-01), Unico American's current stock price is $0.02. Unico American's E10 for the quarter that ended in Sep. 2022 was $-1.10. Unico American's Shiller PE Ratio of today is .


Unico American E10 Historical Data

The historical data trend for Unico American's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unico American E10 Chart

Unico American Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 -0.02 -0.14 -0.60 -0.84

Unico American Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.74 -0.84 -0.95 -0.98 -1.10

Competitive Comparison of Unico American's E10

For the Insurance - Property & Casualty subindustry, Unico American's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unico American's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Unico American's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Unico American's Shiller PE Ratio falls into.



Unico American E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Unico American's adjusted earnings per share data for the three months ended in Sep. 2022 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2022 (Change)*Current CPI (Sep. 2022)
=-0.95/125.2265*125.2265
=-0.950

Current CPI (Sep. 2022) = 125.2265.

Unico American Quarterly Data

per share eps CPI Adj_EPS
201212 0.100 96.871 0.129
201303 0.002 98.209 0.003
201306 0.050 98.518 0.064
201309 -0.070 98.790 -0.089
201312 0.130 98.326 0.166
201403 0.110 99.695 0.138
201406 0.050 100.560 0.062
201409 0.010 100.428 0.012
201412 -0.010 99.070 -0.013
201503 -0.070 99.621 -0.088
201506 0.020 100.684 0.025
201509 -0.120 100.392 -0.150
201512 -0.050 99.792 -0.063
201603 -0.040 100.470 -0.050
201606 0.030 101.688 0.037
201609 -0.370 101.861 -0.455
201612 0.110 101.863 0.135
201703 -0.400 102.862 -0.487
201706 -0.170 103.349 -0.206
201709 -0.550 104.136 -0.661
201712 -0.520 104.011 -0.626
201803 -0.420 105.290 -0.500
201806 0.030 106.317 0.035
201809 -0.120 106.507 -0.141
201812 -0.090 105.998 -0.106
201903 -0.130 107.251 -0.152
201906 -0.050 108.070 -0.058
201909 0.040 108.329 0.046
201912 -0.450 108.420 -0.520
202003 -0.200 108.902 -0.230
202006 -0.080 108.767 -0.092
202009 -3.380 109.815 -3.854
202012 -0.390 109.897 -0.444
202103 0.430 111.754 0.482
202106 -0.270 114.631 -0.295
202109 -0.470 115.734 -0.509
202112 -0.760 117.630 -0.809
202203 -0.760 121.301 -0.785
202206 0.040 125.017 0.040
202209 -0.950 125.227 -0.950

Add all the adjusted EPS together and divide 10 will get our e10.


Unico American  (OTCPK:UNAM) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Unico American E10 Related Terms

Thank you for viewing the detailed overview of Unico American's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Unico American (Unico American) Business Description

Traded in Other Exchanges
N/A
Address
5230 Las Virgenes Road, Calabasas, CA, USA, 91302
Unico American Corp is an insurance holding company that underwrites property and casualty insurance; provides property, casualty, and health insurance; and provides insurance premium financing and membership association services. Its operations are categorized into two segments, the Insurance company operation and Other Insurance operations. The company receives its revenues primarily from premium derived from the insurance company operations, commission and fee income generated from the insurance agency operations, finance charges and fee income from the premium finance operations, and investment income from cash generated primarily from the insurance company operation.
Executives
Kathryn A. Johnson director 12023 BAYLIES CIRCLE, YUCAIPA CA 92399
Steven L Shea officer: President, CEO C/O BLONDER TONGUE LABORATORIES, INC., ONE JAKE BROWN ROAD, OLD BRIDGE NJ 08857
Jennifer Elaine Ziegler officer: CFO 26050 MUREAU RD, CALABASA CA 91302
Cary Cheldin director, officer: Executive Vice Presidient 1129 MARICOPA HWY., A-203, OJAI CA 93023
Ambina Partners Llc 10 percent owner 309 GREENWICH AVENUE, SUITE 201, GREENWICH CT 06830
Joycelyn M Ray director 26050 MUREAU ROAD, CALABASAS CA 91302
Donny Jay Esparza officer: SENIOR VICE PRESIDENT 26050 MUREAU ROAD, CALABASAS CA 91302
Gregory M Share 10 percent owner THREE FIRST NATIONAL PLZ, SUITE 3800, CHICAGO IL 60602
Ambina Unico Holdings Llc 10 percent owner 309 GREENWICH AVENUE, SUITE 201, GREENWICH CT 06830
John Buckley Keefe director 26050 MUREAU ROAD, CALABASAS CA 91302
Gerard J Altonji director 26050 MUREAU ROAD, CALABASAS CA 91302
Jeffrey Tuder director 6 GREENHOUSE DRIVE, PRINCETON NJ 08540
Rhonda L Gillenwaters director 26050 MUREAU ROAD, CALABASAS CA 91302
Ronald A Closser director 26050 MUREAU ROAD, CALABASAS CA 91302
Erwin Cheldin director, 10 percent owner, officer: President 26050 MUREAU ROAD, CALABASAS CA 91302