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NSTS Bancorp (NSTS Bancorp) Liabilities-to-Assets : 0.71 (As of Mar. 2024)


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What is NSTS Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. NSTS Bancorp's Total Liabilities for the quarter that ended in Mar. 2024 was $188.60 Mil. NSTS Bancorp's Total Assets for the quarter that ended in Mar. 2024 was $265.56 Mil. Therefore, NSTS Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 was 0.71.


NSTS Bancorp Liabilities-to-Assets Historical Data

The historical data trend for NSTS Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

NSTS Bancorp Liabilities-to-Assets Chart

NSTS Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Liabilities-to-Assets
0.81 0.81 0.87 0.70 0.70

NSTS Bancorp Quarterly Data
Dec19 Jun20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.69 0.69 0.70 0.71

Competitive Comparison of NSTS Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, NSTS Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NSTS Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, NSTS Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where NSTS Bancorp's Liabilities-to-Assets falls into.



NSTS Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

NSTS Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=179.231/256.776
=0.70

NSTS Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 is calculated as

Liabilities-to-Assets (Q: Mar. 2024 )=Total Liabilities/Total Assets
=188.602/265.564
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


NSTS Bancorp  (NAS:NSTS) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


NSTS Bancorp Liabilities-to-Assets Related Terms

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NSTS Bancorp (NSTS Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
700 S. Lewis Avenue, Waukegan, IL, USA, 60085
NSTS Bancorp Inc is a savings and loan holding company regulated Federal Reserve Board. The company was formed to serve as the North Shore Trust and Savings stock holding company. The Bank is a wholly-owned subsidiary of the company and operates as a traditional savings institution focused primarily on serving the banking needs of customers in our market area of Lake County, Illinois and adjacent communities.
Executives
Carissa H Schoolcraft officer: Chief Financial Officer 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085
Kevin M Dolan director 3850 N CAUSEWAY BLVD STE 800, METAIRIE LA 70002
Nathan E Walker officer: President 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085
Amy L Avakian officer: Chief Lending Officer 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085
Stephen G. Lear director, officer: Chief Executive Officer 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085
Thomas J Kneesel director 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085
Rodney J, True director 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085
Bond Thaddeus M. Jr. director 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085
Apolonio Arenas director 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085
Thomas M Ivantic director 700 SOUTH LEWIS AVENUE, WAUKEGAN IL 60085

NSTS Bancorp (NSTS Bancorp) Headlines