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CNP Assurances (CNP Assurances) Intrinsic Value: Projected FCF : $71.15 (As of May. 05, 2024)


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What is CNP Assurances Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-05), CNP Assurances's Intrinsic Value: Projected FCF is $71.15. The stock price of CNP Assurances is $11.29. Therefore, CNP Assurances's Price-to-Intrinsic-Value-Projected-FCF of today is 0.2.

The historical rank and industry rank for CNP Assurances's Intrinsic Value: Projected FCF or its related term are showing as below:

CNPAY' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.05   Med: 0.11   Max: 0.18
Current: 0.16

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of CNP Assurances was 0.18. The lowest was 0.05. And the median was 0.11.

CNPAY's Price-to-Projected-FCF is not ranked
in the Insurance industry.
Industry Median: 0.665 vs CNPAY: 0.16

CNP Assurances Intrinsic Value: Projected FCF Historical Data

The historical data trend for CNP Assurances's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CNP Assurances Intrinsic Value: Projected FCF Chart

CNP Assurances Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 76.57 73.91 76.66 70.53 71.15

CNP Assurances Semi-Annual Data
Jun12 Dec12 Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76.66 - 70.53 - 71.15

Competitive Comparison of CNP Assurances's Intrinsic Value: Projected FCF

For the Insurance - Life subindustry, CNP Assurances's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNP Assurances's Price-to-Projected-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, CNP Assurances's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where CNP Assurances's Price-to-Projected-FCF falls into.



CNP Assurances Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get CNP Assurances's Free Cash Flow(6 year avg) = $8,249.60.

CNP Assurances's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec21)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*8249.6022857143+23880.452*0.8)/1372.362
=71.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CNP Assurances  (OTCPK:CNPAY) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

CNP Assurances's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=11.29/71.149941405311
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CNP Assurances Intrinsic Value: Projected FCF Related Terms

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CNP Assurances (CNP Assurances) Business Description

Traded in Other Exchanges
N/A
Address
4, place Raoul-Dautry, Paris, FRA, 75015
CNP Assurances is France's largest personal lines life insurer, holding significant distribution relationships with its four main partners.

CNP Assurances (CNP Assurances) Headlines

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