ESSA Bancorp (ESSA Bancorp) GF Value : $18.24 (As of May. 04, 2024)

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What is ESSA Bancorp GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-05-04), ESSA Bancorp's share price is $17.20. ESSA Bancorp's GF Value is $18.24. Therefore, ESSA Bancorp's Price-to-GF-Value for today is 0.94.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes ESSA Bancorp is Fairly Valued.

ESSA Bancorp (NAS:ESSA) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

ESSA Bancorp's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	17.20	/	18.24
	=	0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ESSA Bancorp GF Value Related Terms

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ESSA Bancorp (ESSA Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » ESSA Bancorp Inc (NAS:ESSA) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

200 Palmer Street, Stroudsburg, PA, USA, 18360

Website

https://www.essabank.com

ESSA Bancorp Inc is a holding company, engaged in accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans (including construction mortgage loans), commercial real estate loans, home equity loans and lines of credit and commercial and industrial loans. The company offers a variety of deposit accounts, including checking, savings and certificates of deposit. The company also offers asset management and trust services and investment services. The company also offers insurance benefit consulting services through its wholly-owned subsidiary, ESSA Advisory Services, LLC.

Executives

Carolyn Stennett	director	200 PALMER STREET, STROUDSBURG PA 18360
Tina Q Richardson	director	200 PALMER STREET, STROUDSBURG PA 18360
Peter A Gray	officer: Dir. of Strategic Initiatives	200 PALMER STREET, STROUDSBURG PA 18360
Selig Robert C Jr	director	200 PALMER STREET, STROUDSBURG PA 18360
Thomas J Grayuski	officer: Vice President	200 PALMER STREET, STROUDSBURG PA 18360
Gary S Olson	director, officer: President and CEO	200 PALMER STREET, STROUDSBURG PA 18360
Charles Hangen	officer: SVP and CLO	200 PALMER STREET, STROUDSBURG PA 18360
Christine Davis Gordon	director	200 PALMER STREET, STROUDSBURG PA 18360
Elizabeth B Weekes	director	200 PALMER STREET, STROUDSBURG PA 18360
Robert L Selitto	officer: Vice President	200 PALMER STREET, STROUDSBURG PA 18360
Daniel J Henning	director	200 PALMER STREET, STROUDSBURG PA 18360
Diane K Reimer	officer: Vice President	200 PALMER STREET, STROUDSBURG PA 18360
Allan A Muto	officer: Executive Vice President & CFO	200 PALMER STREET, STROUDSBURG PA 18360
Joseph S Durkin	director	200 PALMER STREET, STROUDSBURG PA 18360
William A Viechnicki	director	200 PALMER STREET, STROUDSBURG PA 18360