EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, University Bancorp's Enterprise Value is $69.11 Mil.
University Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2022 was $49.61 Mil. Therefore, University Bancorp's EV-to-FCF for today is 1.39.
The historical rank and industry rank for University Bancorp's EV-to-FCF or its related term are showing as below:
UNIB'
s EV-to-FCF Range Over the Past 10 Years
Min: -7496.83 Med: 1.4 Max: 151.52
Current: 1.4
During the past 13 years, the highest EV-to-FCF of University Bancorp was 151.52. The lowest was -7496.83. And the median was 1.40.
UNIB's EV-to-FCF is ranked better than 71.29% of 1118
companies
in the Banks industry
Industry Median: 5.565
vs UNIB: 1.40
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The historical data trend for University Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of University Bancorp's EV-to-FCF
For the Banks - Regional subindustry, University Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
University Bancorp's EV-to-FCF Distribution in the Banks Industry
For the Banks industry and Financial Services sector, University Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where University Bancorp's EV-to-FCF falls into.
University Bancorp's current Enterprise Value is $69.11 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. University Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2022 was $49.61 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
University Bancorp (OTCPK:UNIB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
University Bancorp's PE Ratio for today is calculated as:
University Bancorp's share price for today is $12.94.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. University Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2022 was $0.730.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
University Bancorp EV-to-FCF Related Terms
Thank you for viewing the detailed overview of University Bancorp's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
University Bancorp (University Bancorp) Business Description
University Bancorp Inc is a holding company of University Bank (the Bank). It is a full-service community bank, which offers all customary banking services, including the acceptance of checking, savings and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is primarily located in the Ann Arbor, Michigan metropolitan statistical area. Its segments include The Bank & Midwest (community banking & servicing), ULG (mortgage banking), and UIF (faith-based lending).
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