Harbor Bankshares (Harbor Bankshares) Equity-to-Asset : 0.07 (As of Sep. 2006)

Harbor Bankshares Equity-to-Asset Chart

Harbor Bankshares Annual Data
	Trend	Dec96	Dec97	Dec98	Dec99	Dec00	Dec01	Dec02	Dec03	Dec04	Dec05
Equity-to-Asset		Get a 7-Day Free Trial					0.07	0.07	0.07	0.07	0.07

Harbor Bankshares Quarterly Data
	Dec01	Mar02	Jun02	Sep02	Dec02	Mar03	Jun03	Sep03	Dec03	Mar04	Jun04	Sep04	Dec04	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06
Equity-to-Asset	Get a 7-Day Free Trial															0.07	0.07	0.07	0.07	0.07

Competitive Comparison of Harbor Bankshares's Equity-to-Asset

For the Banks - Regional subindustry, Harbor Bankshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Harbor Bankshares's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Harbor Bankshares's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Harbor Bankshares's Equity-to-Asset falls into.

Harbor Bankshares Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Harbor Bankshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2005 is calculated as

Harbor Bankshares's Equity to Asset Ratio for the quarter that ended in Sep. 2006 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harbor Bankshares  (OTCPK:HRBK) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.

Harbor Bankshares Equity-to-Asset Related Terms

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Harbor Bankshares (Harbor Bankshares) Business Description