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International Personal Finance (CHIX:IPFL) Equity-to-Asset : 0.42 (As of Dec. 2023)


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What is International Personal Finance Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. International Personal Finance's Total Stockholders Equity for the quarter that ended in Dec. 2023 was £501.9 Mil. International Personal Finance's Total Assets for the quarter that ended in Dec. 2023 was £1,189.0 Mil. Therefore, International Personal Finance's Equity to Asset Ratio for the quarter that ended in Dec. 2023 was 0.42.

The historical rank and industry rank for International Personal Finance's Equity-to-Asset or its related term are showing as below:

CHIX:IPFl' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.32   Med: 0.36   Max: 0.42
Current: 0.42

During the past 13 years, the highest Equity to Asset Ratio of International Personal Finance was 0.42. The lowest was 0.32. And the median was 0.36.

CHIX:IPFl's Equity-to-Asset is ranked better than
53.78% of 543 companies
in the Credit Services industry
Industry Median: 0.37 vs CHIX:IPFl: 0.42

International Personal Finance Equity-to-Asset Historical Data

The historical data trend for International Personal Finance's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

International Personal Finance Equity-to-Asset Chart

International Personal Finance Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.36 0.37 0.38 0.42

International Personal Finance Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.37 0.38 0.39 0.42

Competitive Comparison of International Personal Finance's Equity-to-Asset

For the Credit Services subindustry, International Personal Finance's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Personal Finance's Equity-to-Asset Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, International Personal Finance's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where International Personal Finance's Equity-to-Asset falls into.



International Personal Finance Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

International Personal Finance's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )=Total Stockholders Equity/Total Assets
=501.9/1189
=0.42

International Personal Finance's Equity to Asset Ratio for the quarter that ended in Dec. 2023 is calculated as

Equity to Asset (Q: Dec. 2023 )=Total Stockholders Equity/Total Assets
=501.9/1189
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


International Personal Finance  (CHIX:IPFl) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


International Personal Finance Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of International Personal Finance's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


International Personal Finance (CHIX:IPFL) Business Description

Traded in Other Exchanges
Address
26 Whitehall Road, Leeds, West Yorkshire, GBR, LS12 1BE
International Personal Finance PLC provides consumer loans. The company's segment is based on geographical regions: European home credit, Mexico home credit, and Digital. It generates maximum revenue from the European home credit segment. The company home credit business operates as the Provident brand and makes small, unsecured loans to customers with low or unstable incomes and little to no credit history. Its digital business provides loans and revolving credit lines that customers access online.

International Personal Finance (CHIX:IPFL) Headlines

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