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PMC Fincorp (BOM:534060) E10 : ₹0.06 (As of Mar. 2024)


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What is PMC Fincorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PMC Fincorp's adjusted earnings per share data for the three months ended in Mar. 2024 was ₹0.072. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.06 for the trailing ten years ended in Mar. 2024.

During the past 12 months, PMC Fincorp's average E10 Growth Rate was 50.00% per year. During the past 3 years, the average E10 Growth Rate was 6.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PMC Fincorp was 6.30% per year. The lowest was 6.30% per year. And the median was 6.30% per year.

As of today (2024-06-06), PMC Fincorp's current stock price is ₹3.73. PMC Fincorp's E10 for the quarter that ended in Mar. 2024 was ₹0.06. PMC Fincorp's Shiller PE Ratio of today is 62.17.

During the past 13 years, the highest Shiller PE Ratio of PMC Fincorp was 203.00. The lowest was 3.00. And the median was 49.25.


PMC Fincorp E10 Historical Data

The historical data trend for PMC Fincorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PMC Fincorp E10 Chart

PMC Fincorp Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.05 0.04 0.04 0.06

PMC Fincorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.05 0.06 0.06

Competitive Comparison of PMC Fincorp's E10

For the Credit Services subindustry, PMC Fincorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PMC Fincorp's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, PMC Fincorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PMC Fincorp's Shiller PE Ratio falls into.



PMC Fincorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PMC Fincorp's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.072/153.0345*153.0345
=0.072

Current CPI (Mar. 2024) = 153.0345.

PMC Fincorp Quarterly Data

per share eps CPI Adj_EPS
201406 0.058 94.103 0.094
201409 0.046 96.780 0.073
201412 0.010 96.780 0.016
201503 -0.050 97.163 -0.079
201506 0.020 99.841 0.031
201509 0.020 101.753 0.030
201512 0.020 102.901 0.030
201603 -0.050 102.518 -0.075
201606 0.010 105.961 0.014
201609 0.010 105.961 0.014
201612 -0.001 105.196 -0.001
201703 0.004 105.196 0.006
201706 0.010 107.109 0.014
201709 0.020 109.021 0.028
201712 0.010 109.404 0.014
201803 -0.010 109.786 -0.014
201806 0.020 111.317 0.027
201809 0.020 115.142 0.027
201812 0.020 115.142 0.027
201903 -0.030 118.202 -0.039
201906 0.030 120.880 0.038
201909 -0.003 123.175 -0.004
201912 0.010 126.235 0.012
202003 0.001 124.705 0.001
202006 0.010 127.000 0.012
202009 0.010 130.118 0.012
202012 0.050 130.889 0.058
202103 -0.029 131.771 -0.034
202106 0.010 134.084 0.011
202109 0.023 135.847 0.026
202112 0.020 138.161 0.022
202203 -0.019 138.822 -0.021
202206 0.014 142.347 0.015
202209 -0.140 144.661 -0.148
202212 0.090 145.763 0.094
202303 0.008 146.865 0.008
202306 0.034 150.280 0.035
202309 0.070 151.492 0.071
202312 0.110 152.924 0.110
202403 0.072 153.035 0.072

Add all the adjusted EPS together and divide 10 will get our e10.


PMC Fincorp  (BOM:534060) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PMC Fincorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3.73/0.06
=62.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PMC Fincorp was 203.00. The lowest was 3.00. And the median was 49.25.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PMC Fincorp E10 Related Terms

Thank you for viewing the detailed overview of PMC Fincorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


PMC Fincorp (BOM:534060) Business Description

Traded in Other Exchanges
N/A
Address
201 & 202 Second Floor Rattan Jyoti Building, 18, Rajendra Place, New Delhi, IND, 110008
PMC Fincorp Ltd is a non-banking finance company. It is engaged in financing business, trading in the shares, and investment activities. It offers Corporate and Personal Finance, Debt Syndication, Private Placement, Arranger, Distribution and Marketing of Financial Products, and Dealing and Investment in the Stock Market. The company generates the majority of its revenue from Interest Income.

PMC Fincorp (BOM:534060) Headlines

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