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ISF (BOM:526859) E10 : ₹0.01 (As of Dec. 2023)


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What is ISF E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

ISF's adjusted earnings per share data for the three months ended in Dec. 2023 was ₹0.011. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.01 for the trailing ten years ended in Dec. 2023.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-05-26), ISF's current stock price is ₹2.00. ISF's E10 for the quarter that ended in Dec. 2023 was ₹0.01. ISF's Shiller PE Ratio of today is 200.00.

During the past 13 years, the highest Shiller PE Ratio of ISF was 2860.00. The lowest was 165.00. And the median was 238.00.


ISF E10 Historical Data

The historical data trend for ISF's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ISF E10 Chart

ISF Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 0.01 0.01

ISF Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

Competitive Comparison of ISF's E10

For the Credit Services subindustry, ISF's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ISF's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, ISF's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where ISF's Shiller PE Ratio falls into.



ISF E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, ISF's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.011/152.9243*152.9243
=0.011

Current CPI (Dec. 2023) = 152.9243.

ISF Quarterly Data

per share eps CPI Adj_EPS
201403 -0.033 91.425 -0.055
201406 0.009 94.103 0.015
201409 -0.001 96.780 -0.002
201412 -0.001 96.780 -0.002
201503 0.003 97.163 0.005
201506 0.003 99.841 0.005
201509 0.000 101.753 0.000
201512 0.001 102.901 0.001
201603 -0.001 102.518 -0.001
201606 0.001 105.961 0.001
201609 0.001 105.961 0.001
201612 0.001 105.196 0.001
201703 0.000 105.196 0.000
201706 0.001 107.109 0.001
201709 0.002 109.021 0.003
201712 0.001 109.404 0.001
201803 -0.001 109.786 -0.001
201806 0.001 111.317 0.001
201809 0.000 115.142 0.000
201812 0.001 115.142 0.001
201903 0.002 118.202 0.003
201906 -0.064 120.880 -0.081
201909 0.030 123.175 0.037
201912 0.012 126.235 0.015
202003 0.024 124.705 0.029
202006 -0.003 127.000 -0.004
202009 0.005 130.118 0.006
202012 0.010 130.889 0.012
202103 0.021 131.771 0.024
202106 0.011 134.084 0.013
202109 0.021 135.847 0.024
202112 0.020 138.161 0.022
202203 0.012 138.822 0.013
202206 0.024 142.347 0.026
202209 0.003 144.661 0.003
202212 -0.010 145.763 -0.010
202303 -0.016 146.865 -0.017
202306 0.001 150.280 0.001
202309 0.003 151.492 0.003
202312 0.011 152.924 0.011

Add all the adjusted EPS together and divide 10 will get our e10.


ISF  (BOM:526859) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

ISF's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.00/0.01
=200.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of ISF was 2860.00. The lowest was 165.00. And the median was 238.00.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


ISF E10 Related Terms

Thank you for viewing the detailed overview of ISF's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


ISF (BOM:526859) Business Description

Traded in Other Exchanges
N/A
Address
A-96, Sector-65, Noida, UP, IND, 201301
ISF Ltd is a company engaged in the NBFC (non-banking financial company) activities of financing commercial vehicles. The company offers loans and advances and derives a vast majority of revenues through the interest income on these loans. It is also involved in the hire purchase of vehicles.

ISF (BOM:526859) Headlines

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