GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Univest Financial Corp (NAS:UVSP) » Definitions » Debt-to-Equity

UVSP (Univest Financial) Debt-to-Equity : 0.47 (As of Sep. 2024)


View and export this data going back to 1998. Start your Free Trial

What is Univest Financial Debt-to-Equity?

Univest Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $8.3 Mil. Univest Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $406.4 Mil. Univest Financial's Total Stockholders Equity for the quarter that ended in Sep. 2024 was $877.1 Mil. Univest Financial's debt to equity for the quarter that ended in Sep. 2024 was 0.47.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Univest Financial's Debt-to-Equity or its related term are showing as below:

UVSP' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.14   Med: 0.52   Max: 1.04
Current: 0.47

During the past 13 years, the highest Debt-to-Equity Ratio of Univest Financial was 1.04. The lowest was 0.14. And the median was 0.52.

UVSP's Debt-to-Equity is ranked better than
60.5% of 1453 companies
in the Banks industry
Industry Median: 0.66 vs UVSP: 0.47

Univest Financial Debt-to-Equity Historical Data

The historical data trend for Univest Financial's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Univest Financial Debt-to-Equity Chart

Univest Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.40 0.48 0.29 0.52 0.59

Univest Financial Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.59 0.52 0.52 0.47

Competitive Comparison of Univest Financial's Debt-to-Equity

For the Banks - Regional subindustry, Univest Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Univest Financial's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Univest Financial's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Univest Financial's Debt-to-Equity falls into.



Univest Financial Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Univest Financial's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Univest Financial's Debt to Equity Ratio for the quarter that ended in Sep. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Univest Financial  (NAS:UVSP) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Univest Financial Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Univest Financial's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Univest Financial Business Description

Traded in Other Exchanges
N/A
Address
14 North Main Street, Souderton, PA, USA, 18964
Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates majority of its revenue from the banking segment.
Executives
Jeffrey M Schweitzer officer: EVP & CFO 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Michael S Keim officer: EVP & CFO 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Natalye Paquin director 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Brian Jason Richardson officer: EVP & CFO 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Martin P. Connor director 1140 VIRGINIA DRIVE, FORT WASHINGTON PA 19034
Todd S Benning director 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Thomas M Petro director 14 NORTH MAIN STREET, PO BOX197, SOUDERTON PA 18964
Robert C Wonderling director 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
William S Aichele director, officer: Director and President & CEO 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Roger H Ballou director C/O CDI CORP, 1717 ARCH ST 35TH FL, PHILADELPHIA PA 19103
Patrick C Mccormick officer: EVP & Chief Credit Officer 14 NORTH MAIN ST, PO BOX 197, SOUDERTON PA 18964
Duane J Brobst officer: Executive VP 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
K Leon Moyer officer: Senior Executive Vice Presiden 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Joseph P Beebe director 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Glenn E Moyer director 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964

Univest Financial Headlines

From GuruFocus

Q1 2024 Univest Financial Corp Earnings Call Transcript

By GuruFocus Research 04-26-2024

Q3 2023 Univest Financial Corp Earnings Call Transcript

By GuruFocus Research 02-09-2024

Q2 2019 Univest Financial Corp Earnings Call Transcript

By GuruFocus Research 02-09-2024

Q1 2020 Univest Financial Corp Earnings Call Transcript

By GuruFocus Research 02-09-2024

Q1 2021 Univest Financial Corp Earnings Call Transcript

By GuruFocus Research 02-09-2024

Q3 2019 Univest Financial Corp Earnings Call Transcript

By GuruFocus Research 02-09-2024

Q2 2020 Univest Financial Corp Earnings Call Transcript

By GuruFocus Research 02-09-2024