UVSP (Univest Financial) Cash-to-Debt : 1.22 (As of Sep. 2024)

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What is Univest Financial Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Univest Financial's cash to debt ratio for the quarter that ended in Sep. 2024 was 1.22.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Univest Financial could pay off its debt using the cash in hand for the quarter that ended in Sep. 2024.

The historical rank and industry rank for Univest Financial's Cash-to-Debt or its related term are showing as below:

UVSP' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1 Med: 0.48 Max: No Debt
Current: 1.22

During the past 13 years, Univest Financial's highest Cash to Debt Ratio was No Debt. The lowest was 0.10. And the median was 0.48.

UVSP's Cash-to-Debt is ranked worse than
51.73% of 1500 companies
in the Banks industry
Industry Median: 1.295 vs UVSP: 1.22

Univest Financial Cash-to-Debt Historical Data

The historical data trend for Univest Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Univest Financial Cash-to-Debt Chart

Univest Financial Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.46

0.66

3.92

0.38

0.51

Univest Financial Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Cash-to-Debt	Get a 7-Day Free Trial															0.58	0.51	0.46	0.43	1.22

Competitive Comparison of Univest Financial's Cash-to-Debt

For the Banks - Regional subindustry, Univest Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Univest Financial's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Univest Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Univest Financial's Cash-to-Debt falls into.

Univest Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Univest Financial's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	249.799	/	(0	+	493.612)
	=	0.51

Univest Financial's Cash to Debt Ratio for the quarter that ended in Sep. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	504.7	/	(8.256	+	406.382)
	=	1.22

Univest Financial (NAS:UVSP) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Univest Financial Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Univest Financial's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Univest Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Univest Financial Corp (NAS:UVSP) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

14 North Main Street, Souderton, PA, USA, 18964

Website

https://www.univest.net

Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease financing, Wealth Management segment offers investment advisory, financial planning, trust and brokerage services, and The Insurance segment includes a full-service insurance brokerage agency offering commercial property and casualty insurance, employee benefits solutions, personal insurance lines and human resources consulting. It generates majority of its revenue from the banking segment.

Executives

Jeffrey M Schweitzer	officer: EVP & CFO	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Michael S Keim	officer: EVP & CFO	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Natalye Paquin	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Brian Jason Richardson	officer: EVP & CFO	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Martin P. Connor	director	1140 VIRGINIA DRIVE, FORT WASHINGTON PA 19034
Todd S Benning	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Thomas M Petro	director	14 NORTH MAIN STREET, PO BOX197, SOUDERTON PA 18964
Robert C Wonderling	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
William S Aichele	director, officer: Director and President & CEO	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Roger H Ballou	director	C/O CDI CORP, 1717 ARCH ST 35TH FL, PHILADELPHIA PA 19103
Patrick C Mccormick	officer: EVP & Chief Credit Officer	14 NORTH MAIN ST, PO BOX 197, SOUDERTON PA 18964
Duane J Brobst	officer: Executive VP	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
K Leon Moyer	officer: Senior Executive Vice Presiden	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Joseph P Beebe	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Glenn E Moyer	director	14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964