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SB Financial Group (SB Financial Group) Debt-to-Equity : 0.94 (As of Dec. 2023)


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What is SB Financial Group Debt-to-Equity?

SB Financial Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $13.39 Mil. SB Financial Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $103.24 Mil. SB Financial Group's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $124.34 Mil. SB Financial Group's debt to equity for the quarter that ended in Dec. 2023 was 0.94.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for SB Financial Group's Debt-to-Equity or its related term are showing as below:

SBFG' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06   Med: 0.25   Max: 0.94
Current: 0.55

During the past 13 years, the highest Debt-to-Equity Ratio of SB Financial Group was 0.94. The lowest was 0.06. And the median was 0.25.

SBFG's Debt-to-Equity is ranked better than
57.58% of 1391 companies
in the Banks industry
Industry Median: 0.67 vs SBFG: 0.55

SB Financial Group Debt-to-Equity Historical Data

The historical data trend for SB Financial Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SB Financial Group Debt-to-Equity Chart

SB Financial Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.06 0.17 0.80 0.94

SB Financial Group Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 1.04 0.85 0.94 0.55

Competitive Comparison of SB Financial Group's Debt-to-Equity

For the Banks - Regional subindustry, SB Financial Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SB Financial Group's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, SB Financial Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where SB Financial Group's Debt-to-Equity falls into.



SB Financial Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

SB Financial Group's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

SB Financial Group's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SB Financial Group  (NAS:SBFG) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


SB Financial Group Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of SB Financial Group's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


SB Financial Group (SB Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
401 Clinton Street, P.O. Box 467, Defiance, OH, USA, 43512
SB Financial Group Inc operates as a Holding Company of State Bank and RDSI/DCM. Its activities involve commercial banking, trust, and financial services. It offers a full-range of financial services for consumers and small businesses, including trust services, mortgage banking, wealth management services, commercial and agricultural lending. It accepts deposits, such as checking accounts, savings accounts, money market accounts, demand deposits, and time certificates of deposit. It earns revenue in the form of interest income.
Executives
Timothy J. Stolly director 700 BLUFF OAK TRAIL, LIMA OH 45807
Timothy L. Claxton director 327 BAROUCHE PL., FORT WAYNE IN 46845
Mark A Klein officer: CHAIRMAN, PRESIDENT & CEO 225 KETTENRING DRIVE, DEFIANCE OH 43512
William G Martin director 136 DEERFIELD CIRCLE, BRYAN OH 43506
Richard L Hardgrove director 1959 MARBLE CLIFF CROSSING CT., COLUMBUS OH 43204
Steven A. Walz officer: EVP OF SUBSIDIARY 324 NORTHWOOD DR., DEFIANCE OH 43512
George W Carter director 15316 RD 168, PO BOX 322, PAULDING OH 45879
Anthony Van Cosentino officer: EVP OF SUBSIDIARY 1600 BRIDGEWOOD COURT, DEFIANCE OH 43512
David A. Homoelle officer: REGIONAL PRESIDENT OF SUBSIDIA 903 GATEHOUSE LANE, COLUMBUS OH 43235
Keeta Jane Diller officer: EVP OF SUBSIDIARY 13801 FRUIT RIDGE ROAD, DEFIANCE OH 43512
Gaytan Garcia Juan Ernesto officer: EVP OF SUBSIDIARY 2103 SOUTH BROOKHILL LANE, CANTON MI 48188
Rita A Kissner director 135 BIEDE PLACE, DEFIANCE OH 43512
Tom R Helberg director 30600 N. PIMA RD., UNIT 50, SCOTTSDALE AZ 85266
Jonathan R. Gathman other: EVP OF SUBSIDIARY 703 BURNING TREE DRIVE, DEFIANCE OH 43512
Fawcett Jr Robert A director 172 EASTOWNE DRIVE, OTTAWA OH 45875