American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.29
Equity-to-Asset	0.08
Debt-to-Equity	1.11
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-4.29	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	8.3
	3-Year EPS without NRI Growth Rate	11.5
	3-Year FCF Growth Rate	-5.5
	3-Year Book Growth Rate	5

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	54.85
	9-Day RSI	44.57
	14-Day RSI	41.08
	6-1 Month Momentum %	1.59
	12-1 Month Momentum %	3.43

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-0.8

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	21.2
	FCF Margin %	21.63
	ROE %	10.15
	ROA %	0.76
	Years of Profitability over Past 10-Year	6

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	8.58
	PE Ratio without NRI	8.58
	Price-to-Owner-Earnings	8.45
	PEG Ratio	1.43
	PS Ratio	1.98
	PB Ratio	0.9
	Price-to-Tangible-Book	0.94
	Price-to-Free-Cash-Flow	9.13
	Price-to-Operating-Cash-Flow	6.14
	EV-to-Revenue	3.66
	EV-to-FCF	17.27
	Price-to-Peter-Lynch-Fair-Value	1.43
	Price-to-Graham-Number	0.63
	FCF Yield %	10.86
	Forward Rate of Return (Yacktman) %	17.84

Financials (Next Earnings Date:2024-07-26 Est.)

Annual Quarterly TTM

ARBV's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Gurus Latest Trades with OTCPK:ARBV

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

American Riviera Bancorp Executives

Details

GF Value: $17.65

ARBV

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with ARBV. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	45.858
	EPS (TTM) ($)	1.68
	Beta	0.35
	Volatility %	19.9
	14-Day RSI	41.08
	14-Day ATR ($)	0.164215
	20-Day SMA ($)	15.8075
	12-1 Month Momentum %	3.43
	52-Week Range ($)	13.51 - 17.14
	Shares Outstanding (Mil)	5.82

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

American Riviera Bancorp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

American Riviera Bancorp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

American Riviera Bancorp Frequently Asked Questions

What is American Riviera Bancorp(ARBV)'s stock price today?

The current price of ARBV is $15.70. The 52 week high of ARBV is $17.14 and 52 week low is $13.51.

When is next earnings date of American Riviera Bancorp(ARBV)?

The next earnings date of American Riviera Bancorp(ARBV) is 2024-07-26 Est..

Does American Riviera Bancorp(ARBV) pay dividends? If so, how much?

American Riviera Bancorp(ARBV) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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