Card Factory (LSE:CARD) Debt-to-Equity : 0.46 (As of Jan. 2024)

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What is Card Factory Debt-to-Equity?

Card Factory's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2024 was £32.4 Mil. Card Factory's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2024 was £113.4 Mil. Card Factory's Total Stockholders Equity for the quarter that ended in Jan. 2024 was £315.8 Mil. Card Factory's debt to equity for the quarter that ended in Jan. 2024 was 0.46.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Card Factory's Debt-to-Equity or its related term are showing as below:

LSE:CARD' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.46 Med: 0.85 Max: 1.5
Current: 0.46

During the past 13 years, the highest Debt-to-Equity Ratio of Card Factory was 1.50. The lowest was 0.46. And the median was 0.85.

LSE:CARD's Debt-to-Equity is ranked better than
58.18% of 1002 companies
in the Retail - Cyclical industry
Industry Median: 0.63 vs LSE:CARD: 0.46

Card Factory Debt-to-Equity Historical Data

The historical data trend for Card Factory's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Card Factory Debt-to-Equity Chart

Card Factory Annual Data

Trend

Jan15

Jan16

Jan17

Jan18

Jan19

Jan20

Jan21

Jan22

Jan23

Jan24

Debt-to-Equity

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1.33

1.28

1.05

0.65

0.46

Card Factory Semi-Annual Data
	Jul14	Jan15	Jul15	Jan16	Jul16	Jan17	Jul17	Jan18	Jul18	Jan19	Jul19	Jan20	Jul20	Jan21	Jul21	Jan22	Jul22	Jan23	Jul23	Jan24
Debt-to-Equity	Get a 7-Day Free Trial															1.05	0.90	0.65	0.70	0.46

Competitive Comparison of Card Factory's Debt-to-Equity

For the Specialty Retail subindustry, Card Factory's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Card Factory's Debt-to-Equity Distribution in the Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Card Factory's Debt-to-Equity falls into.

Card Factory Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Card Factory's Debt to Equity Ratio for the fiscal year that ended in Jan. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(32.4	+	113.4)	/	315.8
	=	0.46

Card Factory's Debt to Equity Ratio for the quarter that ended in Jan. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(32.4	+	113.4)	/	315.8
	=	0.46

Card Factory (LSE:CARD) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Card Factory Debt-to-Equity Related Terms

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Card Factory (LSE:CARD) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Consumer Cyclical » Retail - Cyclical » Card Factory PLC (LSE:CARD) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

CARDl:UK

Address

Century House, Brunel Road, 41 Industrial Estate, Wakefield, West Yorkshire, GBR, WF2 0XG

Website

https://www.cardfactory.co.uk

Card Factory PLC is a British retailer of greeting cards. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's strategy is to provide high-quality cards at affordable prices. Less than 50% of sales come from gift dressings, small gifts, and party items. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.