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PT KDB Tifa Finance Tbk (ISX:TIFA) Debt-to-EBITDA : 6.30 (As of Mar. 2024)


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What is PT KDB Tifa Finance Tbk Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT KDB Tifa Finance Tbk's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was Rp514,155 Mil. PT KDB Tifa Finance Tbk's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was Rp3,598 Mil. PT KDB Tifa Finance Tbk's annualized EBITDA for the quarter that ended in Mar. 2024 was Rp82,157 Mil. PT KDB Tifa Finance Tbk's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2024 was 6.30.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for PT KDB Tifa Finance Tbk's Debt-to-EBITDA or its related term are showing as below:

ISX:TIFA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.58   Med: 5.76   Max: 7.5
Current: 6.56

During the past 4 years, the highest Debt-to-EBITDA Ratio of PT KDB Tifa Finance Tbk was 7.50. The lowest was 4.58. And the median was 5.76.

ISX:TIFA's Debt-to-EBITDA is ranked better than
53.05% of 262 companies
in the Credit Services industry
Industry Median: 7.34 vs ISX:TIFA: 6.56

PT KDB Tifa Finance Tbk Debt-to-EBITDA Historical Data

The historical data trend for PT KDB Tifa Finance Tbk's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PT KDB Tifa Finance Tbk Debt-to-EBITDA Chart

PT KDB Tifa Finance Tbk Annual Data
Trend Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
7.50 4.96 4.58 6.56

PT KDB Tifa Finance Tbk Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.97 4.25 5.06 10.31 6.30

Competitive Comparison of PT KDB Tifa Finance Tbk's Debt-to-EBITDA

For the Credit Services subindustry, PT KDB Tifa Finance Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT KDB Tifa Finance Tbk's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where PT KDB Tifa Finance Tbk's Debt-to-EBITDA falls into.



PT KDB Tifa Finance Tbk Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT KDB Tifa Finance Tbk's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(579144.13 + 4464.885) / 89012.468
=6.56

PT KDB Tifa Finance Tbk's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(514154.961 + 3597.755) / 82157.144
=6.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2024) EBITDA data.


PT KDB Tifa Finance Tbk  (ISX:TIFA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


PT KDB Tifa Finance Tbk Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of PT KDB Tifa Finance Tbk's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


PT KDB Tifa Finance Tbk (ISX:TIFA) Business Description

Traded in Other Exchanges
N/A
Address
Jl. Jenderal Sudirman Kav. 52-53, SCBD Lot 9, Equity Tower Lantai 39, South Jakarta, IDN, 12190
PT KDB Tifa Finance Tbk is a financial service company. It also provides both Conventional financing and Shariah-based financing. Its operating segments include Finance Lease; Multipurpose Financing; Sharia Financing. It generates maximum revenue from the Finance Lease segment. It operates in different industries namely infrastructure, consumer goods, logistics, and health and beauty equipment.

PT KDB Tifa Finance Tbk (ISX:TIFA) Headlines

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