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OptimumBank Holdings (OptimumBank Holdings) Cyclically Adjusted Price-to-FCF : 7.63 (As of Jun. 05, 2024)


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What is OptimumBank Holdings Cyclically Adjusted Price-to-FCF?

As of today (2024-06-05), OptimumBank Holdings's current share price is $4.50. OptimumBank Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $0.59. OptimumBank Holdings's Cyclically Adjusted Price-to-FCF for today is 7.63.

The historical rank and industry rank for OptimumBank Holdings's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

OPHC' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 0.06   Med: 0.17   Max: 41.75
Current: 7.49

During the past years, OptimumBank Holdings's highest Cyclically Adjusted Price-to-FCF was 41.75. The lowest was 0.06. And the median was 0.17.

OPHC's Cyclically Adjusted Price-to-FCF is ranked worse than
51.39% of 827 companies
in the Banks industry
Industry Median: 7.38 vs OPHC: 7.49

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

OptimumBank Holdings's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $0.299. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.59 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


OptimumBank Holdings Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for OptimumBank Holdings's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

OptimumBank Holdings Cyclically Adjusted Price-to-FCF Chart

OptimumBank Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 7.22

OptimumBank Holdings Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.66 17.42 12.98 7.22 7.22

Competitive Comparison of OptimumBank Holdings's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, OptimumBank Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OptimumBank Holdings's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, OptimumBank Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where OptimumBank Holdings's Cyclically Adjusted Price-to-FCF falls into.



OptimumBank Holdings Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

OptimumBank Holdings's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=4.50/0.59
=7.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OptimumBank Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, OptimumBank Holdings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.299/131.7762*131.7762
=0.299

Current CPI (Mar. 2024) = 131.7762.

OptimumBank Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 1.616 100.560 2.118
201409 -0.127 100.428 -0.167
201412 -0.212 99.070 -0.282
201503 0.317 99.621 0.419
201506 0.283 100.684 0.370
201509 0.254 100.392 0.333
201512 -0.219 99.792 -0.289
201603 0.071 100.470 0.093
201606 -0.042 101.688 -0.054
201609 0.199 101.861 0.257
201612 0.191 101.863 0.247
201703 0.053 102.862 0.068
201706 0.317 103.349 0.404
201709 0.053 104.136 0.067
201712 0.009 104.011 0.011
201803 -0.101 105.290 -0.126
201806 0.233 106.317 0.289
201809 -0.005 106.507 -0.006
201812 -0.225 105.998 -0.280
201903 -0.125 107.251 -0.154
201906 -0.158 108.070 -0.193
201909 -0.405 108.329 -0.493
201912 0.125 108.420 0.152
202003 -0.060 108.902 -0.073
202006 -0.201 108.767 -0.244
202009 -0.489 109.815 -0.587
202012 0.186 109.897 0.223
202103 0.063 111.754 0.074
202106 0.322 114.631 0.370
202109 -0.367 115.734 -0.418
202112 0.782 117.630 0.876
202203 0.327 121.301 0.355
202206 0.456 125.017 0.481
202209 0.364 125.227 0.383
202212 0.510 125.222 0.537
202303 -0.029 127.348 -0.030
202306 0.718 128.729 0.735
202309 0.146 129.860 0.148
202312 0.022 129.419 0.022
202403 0.299 131.776 0.299

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


OptimumBank Holdings  (NAS:OPHC) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


OptimumBank Holdings Cyclically Adjusted Price-to-FCF Related Terms

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OptimumBank Holdings (OptimumBank Holdings) Business Description

Traded in Other Exchanges
N/A
Address
2929 East Commercial Boulevard, Suite 303, Fort Lauderdale, FL, USA, 33308
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides a range of community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal account, money market deposit accounts, debit cards, and automated teller machines.
Executives
Moishe Gubin director 2929 E. COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Chan Heng Fai Ambrose director 2601 INSLAND PLACE TOWER, 510 KINGS RD N POINT, HONG KONG K3 999999999
Jeffry T Wagner director 7667 N. WICKHAM RD, SUITE 516, MELBOURNE FL 32940
Norman Joseph Ginsparg director 3800 N 39 AVE, HOLLYWOOD FL 33021
Joel J. Klein director 2477 E. COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
Seth Gillman director 2477 E. COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Sam Borek director OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Thomas A Procelli officer: EXECUTIVE VICE PRESIDENT OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Wendy Mitchler director OPTIMUMBANK, 2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
Howard Zusman officer: Sr. VP-CLO, OptimumBank 2477 EAST COMMERCIAL BLVD, FORT LAUDERDALE FL 33308
Robert Acri director 2477 E. COMMERCIAL BOULEVARD, FORT LAUDERDALE FL 33308
David Krinsky director OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Albert J Finch director, officer: Chairman of the Board, CEO OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Richard L Browdy director, officer: President, CFO OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324
Irving P Cohen director OPTIMUMBANK, 10197 CLEARY BOULEVARD, PLANTATION FL 33324