GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Eagle Bancorp Montana Inc (NAS:EBMT) » Definitions » Accounts Receivable

Eagle Bancorp Montana (Eagle Bancorp Montana) Accounts Receivable : $12.04 Mil (As of Mar. 2024)


View and export this data going back to 2000. Start your Free Trial

What is Eagle Bancorp Montana Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Eagle Bancorp Montana's accounts receivables for the quarter that ended in Mar. 2024 was $12.04 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Eagle Bancorp Montana's Days Sales Outstanding for the quarter that ended in Mar. 2024 was 58.53.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Eagle Bancorp Montana's Net-Net Working Capital per share for the quarter that ended in Mar. 2024 was $-195.33.


Eagle Bancorp Montana Accounts Receivable Historical Data

The historical data trend for Eagle Bancorp Montana's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Bancorp Montana Accounts Receivable Chart

Eagle Bancorp Montana Annual Data
Trend Jun14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.58 5.77 5.75 11.28 12.49

Eagle Bancorp Montana Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.43 11.19 13.66 12.49 12.04

Eagle Bancorp Montana Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.


Eagle Bancorp Montana Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Eagle Bancorp Montana's Days Sales Outstanding for the quarter that ended in Mar. 2024 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=12.038/18.768*91
=58.53

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Eagle Bancorp Montana's accounts receivable are only considered to be worth 75% of book value:

Eagle Bancorp Montana's Net-Net Working Capital Per Share for the quarter that ended in Mar. 2024 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(332.144+0.75 * 12.038+0.5 * 0-1907.126
-0-0)/8.01678
=-195.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Eagle Bancorp Montana Accounts Receivable Related Terms

Thank you for viewing the detailed overview of Eagle Bancorp Montana's Accounts Receivable provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Bancorp Montana (Eagle Bancorp Montana) Business Description

Traded in Other Exchanges
Address
1400 Prospect Avenue, P.O. Box 4999, Helena, MT, USA, 59601
Eagle Bancorp Montana Inc operates as a bank holding company. It provides loan and deposit services. The company focuses on residential loans, commercial real estate loans, commercial loans, consumer loans, and home equity loan products. The bank also offers deposit accounts which include checking, savings, money market, individual retirement accounts, and certificates of deposit accounts.
Executives
Thomas J Mccarvel director 1400 PROSPECT AVE, HELENA MT 59601
Kenneth M Walsh director 1400 PROSPECT AVE., HELENA MT 59601
Laura Clark officer: SVP/CFO 1400 PROSPECT AVENUE, HELENA MT 59601
Peter Joseph Johnson director, officer: President & CEO 1400 PROSPECT AVE, HELENA MT 59601
Cynthia A Utterback director 1400 PROSPECT AVENUE, HELENA MT 59601
Chantelle Nash officer: SVP/Chief Risk Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Mark A O'neill officer: SVP-Chief Lending Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Patrick D Rensmon officer: SVP-Chief Information Officer 1400 PROSPECT AVENUE, HELENA MT 59601
Rick Hays director 1400 PROSPECT AVENUE, HELENA MT 59601
Samuel Waters director 1400 PROSPECT AVE, HELENA MT 59601
Miranda Spaulding officer: SVP - CFO 1400 PROSPECT AVENUE, HELENA MT 59601
Tanya Chemodurow director 1400 PROSPECT AVENUE, HELENA MT 59601
Alana M Binde officer: SVP-Chief Human Resource Offcr 1400 PROSPECT AVENUE, HELENA MT 59601
Jensen Corey director 1400 PROSPECT AVENUE, HELENA MT 59601
Linda M Chilton officer: SVP-Chief Retail Offcr 1400 PROSPECT AVENUE, HELENA MT 59601