Kaspi.kz JSC (XKAZ:KSPI)
₸ 53902.01 584.01 (1.1%) Market Cap: 10.24 Til Enterprise Value: 8.53 Til PE Ratio: 11.54 PB Ratio: 7.70 GF Score: 70/100
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Q3 2023 Kaspi.kz AO Earnings Call Transcript

Oct 23, 2023 / 12:00PM GMT
Release Date Price: ₸45196.99 (-0.60%)
Operator

Hello, everyone, and welcome to the Kaspi Third Quarter 2023 Financial Results Webinar. My name is Harry, and I'll be your operator today. (Operator Instructions)

And it's now my pleasure to turn the call over to David Ferguson from Kaspi to begin. David, please go ahead when you're ready.

David Ferguson
Kaspi.kz Joint Stock Company - Head of IR

Thanks, Harry. Hello, everyone. Welcome to Kaspi.kz's Third Quarter 2023 financial results. Usual format on the call, our Co-Founder and CEO, Mikheil Lomtadze; Deputy CEOs, Tengiz Mosidze; and Yuri Didenko; myself, David Ferguson. Mikheil will run you through the strategic update. I'll run you through the third quarter results, and then the team are available for Q&A at the end.

So on that note, I'll hand over to Mikheil. Mikheil, over to you.

Mikheil N. Lomtadze
Kaspi.kz Joint Stock Company - Executive Director, Chairman of the Management Board & CEO

Thank you, David. Thank you, everyone. So we will be reporting our 3Q. So team have done a good

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